Business Details
28 Years
experience
Your California Mortgage Experts
We are Century City Mortgage, a dedicated lender specializing in customized financing solutions for residential and commercial property owners across California. With over 25 years of experience in the mortgage industry, we have built a reputation as a trusted partner by prioritizing client needs and delivering competitive pricing, exceptional customer service, and streamlined processes. Our deep local market knowledge, combined with a vast network of institutional and private capital sources, enables us to match clients with loan products tailored to their unique goals and budgets.Our team of experienced professionals is committed to guiding clients through every step of the mortgage journey, ensuring transparency, accessibility, and personalized support. Whether you are a first-time homebuyer or a seasoned real estate investor, we pride ourselves on fostering long-term relationships grounded in integrity and a shared commitment to achieving your financial objectives.
Services
Fixed Rate Mortgage
FHA Loan
Rehab Loan
Jumbo Loan
First Time Home Buyer
Investment Property Mortgage
Cash-Out Refinance
HELOC Home Loan
VA Loan
DSCR Home Loan
Details
- Year established: 1998
Highlights and features
- We have over 25 years of experience in mortgage financing across California.
- Our team provides personalized loan solutions tailored to individual financial goals.
- We offer access to a vast network of institutional and private capital sources.
- Our streamlined process ensures transparency and ease from pre-approval to closing.
- We prioritize excellent communication and accessibility for all client interactions.
Services
Fixed Rate Mortgage
Our Fixed Rate Mortgages provide consistent interest rates and monthly payments throughout the loan term. This loan option offers financial predictability for homebuyers seeking to avoid market fluctuations. We offer 15-, 20-, and 30-year terms tailored to your budget and long-term financial goals.
FHA Loan
FHA-insured loans require lower minimum down payments and offer flexible qualification requirements. Ideal for first-time buyers with moderate credit histories, these mortgages provide accessible homeownership opportunities through government-supported financing programs.
Cash-Out Refinance
Unlock your home's equity through cash-out refinancing, allowing you to receive funds for debt consolidation, home improvements, or investment opportunities. We help homeowners convert accumulated equity into liquid assets while maintaining favorable mortgage terms.
VA Loan
We specialize in VA loans offering $0 down payment options for eligible veterans and active military personnel. Our dedicated team navigates the unique requirements of VA-backed mortgages to provide accessible financing solutions for service members.
DSCR Home Loan
Our Debt-Service Coverage Ratio loans focus on property income potential rather than traditional income documentation. Designed for real estate investors, these mortgages evaluate rental cash flow to qualify applicants for financing based on investment performance metrics.
People
Christopher Quintal
Broker / Managing Director
Christopher Quintal brings extensive mortgage brokerage experience as a licensed professional with over two decades of industry expertise in California's real estate market.
Angelica Marroqun
Mortgage Consultant
Angelica Marroqun offers personalized mortgage consulting services, leveraging her comprehensive knowledge of loan programs and California-specific financing requirements to assist clients.
Dennis Kenmore
Mortgage Consultant
Dennis Kenmore provides expert mortgage guidance with specialized experience in navigating California's diverse real estate financing landscape for residential and investment properties.
James Sterling Jr
Mortgage Consultant
James Sterling Jr contributes his mortgage consulting expertise, focusing on delivering customized financing solutions for homebuyers and property investors across California.
Questions
What mortgage loan options do you offer?
We provide Fixed Rate, FHA, VA, Jumbo, DSCR, and Cash-Out Refinance loans, along with specialized programs for first-time buyers and investment properties.
How can I get pre-approved for a mortgage?
Submit our online pre-qualification form with details about your income, debts, and desired loan amount to receive a preliminary approval estimate.
Do you offer financing for commercial properties?
Yes, we provide tailored mortgage solutions for both residential and commercial properties across California.
What credit score do I need to qualify for a loan?
While minimum requirements vary by loan type, a score above 640 generally improves approval chances and access to better rates.
Can I refinance my existing mortgage?
Yes, we offer refinance options including rate-and-term adjustments and cash-out refinancing to help lower payments or access equity.
