Business Details
44 Years
experience
Your Trusted Partner for Income Property Insurance Solutions
Fuller Insurance Agency was established in 1982 to provide specialized insurance solutions for income property owners. Our expertise lies in insuring apartment buildings, rental dwellings, and commercial properties, ranging from new constructions to older buildings across multiple states. Over the decades, we have expanded our offerings to include a comprehensive range of insurance products tailored to meet the evolving needs of our clients. By partnering with major insurance carriers, we deliver personalized coverage options that prioritize savings, service, and selection. Our team works closely with apartment associations, lending institutions, and property management companies to ensure our clients receive the most competitive rates and tailored solutions.With offices in California, Idaho, and Ohio, we combine local market knowledge with national resources to serve our clients effectively. Our commitment to excellence is reflected in our strategic alliances and advisory roles with insurance companies, ensuring we remain at the forefront of industry developments. We pride ourselves on providing expert guidance and reliable protection to help clients safeguard their investments and achieve long-term security.
Services
Apartment Insurance
Landlord Insurance
Condo Insurance
Commercial Property
Industrial Buildings
Office Buildings
Earthquake Insurance
Flood Insurance
Umbrella Insurance
Cyber Liability
Details
- Year established: 1982
Highlights and features
- We specialize in income property insurance with 40+ years of industry expertise.
- Our partnerships with major carriers ensure competitive pricing and tailored coverage options.
- We offer specialized programs for older buildings and high-risk areas.
- Our team provides personalized service through local offices in multiple states.
- We maintain advisory roles with insurance companies to enhance coverage innovation.
Services
Apartment Insurance
Apartment Insurance provides tailored protection for multi-unit rental properties, covering structural damage, liability, and business income loss. We specialize in older buildings and high-risk areas, offering replacement cost coverage up to 125% and extended loss of income protection. Our policies include optional endorsements for earthquake, flood, and equipment breakdown, ensuring comprehensive risk management for property owners.
Landlord Insurance
Landlord Insurance safeguards 1-4 unit rental properties with dwelling fire coverage and liability protection. Our policies address unique risks like tenant discrimination liability and offer discounts for professionally managed buildings. We provide coverage for loss of rental income and optional equipment breakdown protection, helping landlords maintain financial stability while managing their investment properties.
Condo Insurance
Condo Insurance covers individual unit owners' personal property, liability, and building-specific risks not included in master policies. We offer optional coverage for identity theft, scheduled property, and loss assessments, with tailored solutions for shared spaces and liability disputes. Our experts simplify complex condo insurance needs, ensuring comprehensive protection for unit owners.
Commercial Property
Commercial Property Insurance protects office buildings, retail centers, and industrial complexes with customizable liability and property damage coverage. We provide loss control support, annual coverage reviews, and specialized endorsements for equipment breakdown and business interruption. Our policies address unique risks like tenant discrimination liability and ordinance compliance, ensuring comprehensive protection for commercial property owners.
Earthquake Insurance
Earthquake Insurance offers critical coverage for seismic events excluded from standard homeowners policies. We provide protection for structural damage, personal property loss, and additional living expenses following earthquakes. Our policies address risks in high-seismic zones, offering tailored solutions for California residents and businesses to safeguard against unpredictable ground movement risks.
People
Matt Fuller
Owner / President
Matt Fuller founded Fuller Insurance Agency in 1982 after careers in finance and military intelligence. He holds property & casualty and life & health insurance licenses, serving on multiple insurance advisory boards. Matt specializes in income property insurance solutions and manages strategic partnerships with major carriers.
Doreen Liuzzi
Office Manager / Accounting
Doreen Liuzzi oversees agency operations with 30+ years of insurance experience. She holds a fire & casualty license and CISR designation, managing staff and ensuring operational efficiency. Doreen relocated to Idaho, focusing on maintaining positive work environments and client service standards.
Michael Leone
Insurance Agent
Michael Leone specializes in rental property insurance with prior experience in construction financing. He focuses on landlord needs and first-time homebuyer solutions, leveraging relationships with builders and developers. Michael serves Long Beach residents from the Chino Hills office.
Scott Smith
Financial Services Specialist
Scott Smith brings 22 years of financial services expertise, specializing in life insurance and retirement planning. He holds variable contracts licenses and a Graduate Estate Planning Consultant designation, providing comprehensive financial protection solutions from the Chino Hills office.
Michele Richmond
Financial Services Specialist
Michele Richmond offers 20 years of insurance experience with licenses in three states. She focuses on life insurance, long-term care, and retirement planning, combining diverse sales experience with personalized financial protection solutions for clients in the Chino Hills office.
Questions
What types of income property insurance do you specialize in?
We specialize in apartment buildings (5+ units), landlord insurance (1-4 units), and commercial property coverage across California and the Western U.S.
Do you offer coverage for older buildings with unique risks?
Yes, we provide specialized programs for older buildings including those with outdated electrical systems or located in high-risk wildfire areas.
What commercial property coverage options are available?
We offer customized commercial property insurance for office buildings, retail centers, industrial complexes, and business parks with optional equipment breakdown coverage.
How do you help clients with earthquake protection?
We provide earthquake insurance policies covering structural damage, personal property loss, and additional living expenses not included in standard homeowners policies.
Can you customize insurance packages for specific needs?
Yes, we analyze current coverage, identify gaps, and create tailored policies with replacement cost calculations and annual coverage reviews.
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