Business Details
34 Years
experience
Your Trusted Partner for Comprehensive Insurance Solutions
David King Insurance has been guiding individuals and businesses through risk management challenges since 1992. As a family-owned independent agency, we prioritize personalized service and tailored insurance solutions. Our mission centers on helping others through exceptional customer care and continuous improvement. With decades of experience, we navigate policy complexities while maintaining transparency at every stage. We serve clients across Texas and beyond, offering comprehensive coverage options for both personal and business needs. Our team works with top providers to ensure competitive rates and customized policies.We emphasize long-term relationships built on trust, reliability, and deep industry expertise. Our commitment extends beyond transactions to genuine support during claims processes and ongoing coverage adjustments. This approach has earned us lasting client relationships, including 15-year partnerships highlighted in testimonials. Through our independent status, we provide unbiased advice and access to multiple carriers, ensuring optimal coverage matches for diverse client requirements.
Services
Auto Insurance
Home Insurance
Renters Insurance
Landlord Insurance
Personal Umbrella Insurance
Commercial Auto Insurance
Commercial Property Insurance
General Liability Insurance
Business Owners Policy
Boat Insurance
Details
- Year established: 1992
Highlights and features
- Family-owned business with 30+ years of insurance expertise
- Independent agency offering multiple carrier options
- Personalized service with local market knowledge
- Experienced team handling complex insurance needs
- Proven track record with 15-year client relationships
What people say
Exceptional Service
Personal Touch
Caring Team
Stress Free
Switch Worth Making
Services
Auto Insurance
We provide comprehensive auto insurance solutions covering liability, collision, and comprehensive protection. Our policies address Texas-specific risks like hail damage and uninsured drivers while offering discounts for safe driving and multi-policy bundling. With local expertise, we help clients navigate post-accident claims and coverage adjustments for changing life circumstances.
Home Insurance
Our home insurance policies protect against Texas-specific risks including severe storms, hail, and wildfires. Coverage includes dwelling protection, personal property replacement, and liability coverage. We specialize in helping clients understand policy nuances, secure appropriate coverage limits, and access discounts through home safety features and bundling opportunities.
Commercial Insurance
We offer tailored commercial insurance packages including BOP policies, liability coverage, and industry-specific protections. Our services address risks for businesses ranging from small contractors to apartment complexes. We help clients navigate complex coverage requirements while maintaining cost-effectiveness through strategic carrier partnerships.
Renters Insurance
Our renters insurance protects personal belongings and provides liability coverage for Texas tenants. Policies cover losses from fire, theft, and certain natural disasters while offering additional living expense coverage during displacement. We educate clients about landlord requirements and help secure appropriate protection levels for their specific needs.
Landlord Insurance
We provide specialized landlord insurance covering property damage, liability claims, and loss of rental income. Our policies address risks associated with tenant occupancy while offering customizable options for single properties or investment portfolios. We help property owners understand coverage limitations and secure appropriate protection for their investment properties.
People
David H King
Owner
David King leads the agency with decades of insurance experience, emphasizing personalized service and client-focused solutions. He maintains active involvement in client relationships and agency operations.
Beverly Caperna
Director of Agency Sales and Operations
Beverly Caperna manages agency operations with 15+ years of client service experience, known for exceptional responsiveness and personalized insurance guidance.
Dan Baxter Jr
Director of Business Insurance
Dan Baxter specializes in commercial insurance solutions, leveraging industry expertise to address complex business risk management needs across various sectors.
Brady King
Licensed Agent
Brady King provides personalized insurance services, recognized for exceptional client support and expertise in finding optimal coverage solutions.
Terryn Woods
Customer Service Representative
Terryn Woods supports clients with insurance needs, contributing to the agency's reputation for stress-free service and comprehensive client care.
Questions
What types of insurance do you offer?
We offer auto, home, renters, landlord, commercial, and specialty insurance policies. Our independent agency provides coverage through multiple carriers for both personal and business needs.
How do I file an insurance claim?
Contact our office or your insurance provider directly to initiate a claim. We'll guide you through documentation requirements and ensure smooth processing of your claim.
How can I lower my insurance costs?
Bundle policies, maintain good records, increase deductibles, and qualify for discounts. We review policies to find savings without compromising coverage effectiveness.
What are the benefits of working with an independent agent?
Access to multiple carriers, personalized service, and unbiased advice. We provide tailored solutions rather than being limited to a single provider's offerings.
Do you offer 24/7 insurance support?
Our office hours are Monday-Friday 9 AM-5 PM. We recommend contacting your carrier directly for after-hours emergency claims assistance.
