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Your Trusted Credit Union in Savannah, GA
Georgia Heritage Federal Credit Union has established itself as a trusted financial partner dedicated to empowering members through personalized service and community-focused initiatives. As a not-for-profit organization, we prioritize member needs by offering diverse financial products including checking and savings accounts, loan programs, and credit solutions tailored to individual circumstances. Our commitment extends beyond transactionswe cultivate one-on-one relationships while supporting local growth through scholarships, volunteerism, and community development.With multiple branches and advanced digital tools like mobile banking and remote check deposit, we combine convenience with the human touch that defines our cooperative philosophy. Federally insured by NCUA, we maintain rigorous standards of financial security while reinvesting earnings to benefit members through competitive rates and enhanced services. Our team remains available 24/7 for urgent needs, ensuring continuous support for life's unexpected financial challenges.
Services
Checking Accounts
Savings Programs
Auto Loans
Home Loans
Credit Cards
Loan Protection
Mobile Banking
Remote Deposit
Financial Calculators
ATM Network
Highlights and features
- We offer personalized financial solutions tailored to individual member needs
- Our not-for-profit structure returns value directly to members through better rates
- 24/7 emergency support for urgent financial matters
- Community investment through local scholarships and development programs
- Advanced digital banking tools combined with in-person service options
Associations and certifications
- NCUA
Services
Premium Checking
Our Premium Checking accounts offer no monthly maintenance fees with qualifying direct deposit, free checks, and unlimited transaction capabilities. Members gain access to mobile banking features including check deposit and real-time balance tracking. This service supports financial freedom through unrestricted access to funds while maintaining competitive dividend rates on qualifying balances.
Auto Loans
We provide competitive auto loans for new and used vehicles including cars, motorcycles, boats, and recreational vehicles. Our financing options feature fixed rates, flexible terms up to 72 months, and pre-approval capabilities. Members benefit from personalized payment plans and access to preferred dealer networks that offer exclusive savings on qualified purchases.
Home Loans
Our home loan programs include conventional mortgages, refinancing options, and specialized programs for first-time homebuyers. With local underwriting and dedicated loan officers, we streamline the process from application to closing. Competitive rates, down payment assistance programs, and personalized guidance help members achieve homeownership goals efficiently.
Mobile Banking
The mobile banking app enables 24/7 account management through smartphones or tablets. Features include real-time balance checks, bill payment, check deposit, location-based ATM/branch finder, and instant transaction alerts. Security measures include biometric login and encrypted data transmission to protect member information while providing convenient access to financial tools.
Financial Calculators
Our online financial calculators help members plan savings goals, loan payments, and investment growth. Tools include mortgage payment estimators, savings compound interest calculators, and debt payoff timelines. These resources empower informed financial decisions through scenario modeling and personalized projections based on individual financial situations.
Questions
What loan types does Georgia Heritage FCU offer?
We provide auto loans, home mortgages, personal loans, credit cards, and specialized financing for boats, motorcycles, and recreational vehicles with competitive rates and flexible terms.
How can I access my account after hours?
Use our 24/7 mobile banking app for account access, or contact our after-hours card help line at 1-877-755-3146 for urgent card-related issues.
Are there branch locations in Savannah?
Yes, we have multiple branches in the Savannah area including our main office at 1085 W Lathrop Ave and interactive teller machines (ITMs) for in-person service.
What financial education resources are available?
We offer online financial calculators, budgeting tools, and personalized guidance through our member service center to help with financial planning and money management.
How do I report a lost or stolen card?
Contact our 24/7 card assistance line at 1-877-755-3146 immediately to report lost or stolen cards and request replacements.
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