Business Details
50+ Years
experience
Your Trusted Partner for Financial Solutions in Houston & Stephenville
Members Trust Federal Credit Union has been dedicated to serving our members and communities since 1936. Our philosophy of 'members helping members' guides our professional and friendly approach to financial services. We operate as a full-service financial institution, offering a wide range of products including loans, savings, checking, and digital banking solutions. With two primary locations in Houston and Stephenville, Texas, we combine decades of experience with modern financial tools to meet diverse needs. Our team prioritizes personalized service, competitive rates, and community engagement to ensure long-term value for our members.We maintain rigorous security standards and transparent communication to build trust and reliability. Through programs like financial education initiatives and local scholarships, we reinforce our commitment to community development. Our digital platforms provide 24/7 access to account management, mobile deposits, and electronic statements for convenience. With over 85 years of operational history, we have established ourselves as a respected financial partner in Texas. Our focus remains on empowering members to achieve their financial goals through tailored solutions and expert guidance.
Services
Auto Loans
Personal Loans
Mortgage Loans
Business Checking
Certificate Accounts
Details
- Year established: 1936
Highlights and features
- We offer over 85 years of experience in community-focused financial services.
- Our competitive rates include auto loans starting at 3.99% APR.
- We provide 24/7 digital banking access with mobile deposit capabilities.
- Our team delivers personalized service tailored to individual needs.
- We reinvest in communities through educational scholarships and local initiatives.
Services
Auto Loans
Our auto loans provide competitive rates starting at 3.99% APR for new and used vehicle purchases. We offer flexible terms to accommodate various budgets and credit profiles. Our streamlined application process ensures quick approval decisions for qualified applicants.
Personal Loans
Personal loans with rates starting at 10.75% APR help members finance life's important expenses. Whether for debt consolidation, home improvements, or unexpected costs, we provide fixed-rate options with predictable monthly payments.
Mortgage Loans
We offer comprehensive mortgage solutions for home purchases, refinancing, and construction projects. Our experienced loan officers guide members through the process while providing competitive rates and personalized terms.
Business Checking
Tailored business checking accounts meet diverse commercial needs with low minimum balances and multiple access options. We provide specialized services including business credit cards, merchant solutions, and lending programs.
Certificate Accounts
High-yield certificate accounts offer secure savings options with rates up to 4.07% APY. Members can choose from various term lengths to maximize returns while maintaining FDIC insurance protection.
Questions
How do I apply for a loan?
Complete our online application or visit a branch location to speak with a loan specialist about your specific needs.
What digital banking services are available?
We offer mobile banking, online bill pay, mobile check deposit, and electronic statements for convenient 24/7 account access.
What types of business accounts do you offer?
We provide business checking, savings, and loan products tailored to meet the needs of small businesses and corporations.
How can I open a membership account?
Start by completing our online application or visiting a local branch to establish your membership with a $5 minimum deposit.
What loan rates are currently available?
Current rates include auto loans from 3.99% APR, personal loans from 10.75% APR, and mortgage options with competitive terms.
Do you offer financial education resources?
Yes, we provide financial literacy tools and personalized guidance to help members make informed financial decisions.
