Ham Insurance Agency

At Ham Insurance Agency, we're more than just an insurance agency - we're a local family business with a rich tradition of serving Maine and New Hampshire residents. Originally founded by Cliff Ham in 1961, our agency has a long history of supporting and giving back to the community.

Our Mission

Our mission is to provide personalized insurance solutions that meet the unique needs of our clients. With strategic partnerships with most major carriers, we can tailor a plan that protects your business, home, and car - or any property you own. Whether you're an individual or a business owner, we're committed to delivering exceptional service and support every step of the way.

Our Services

At Ham Insurance Agency, we offer a range of insurance products and services designed to meet the diverse needs of our clients. Our experienced agents will work closely with you to understand your unique situation and provide personalized guidance on the best insurance options for you. Our products include:

• Auto Insurance: We offer comprehensive auto insurance coverage for individuals and families, including liability, property damage, and medical coverage.
• Home Insurance: We provide homeowners insurance that protects your home and assets from damage, liability, and unexpected events.
• Umbrella Insurance: Our umbrella policies offer additional liability protection above your home and auto insurance coverage, providing an extra layer of security and peace of mind.
• Business Insurance: We work with businesses of all sizes to provide customized insurance solutions that protect your people, property, and reputation.

Our Core Values

At Ham Insurance Agency, we're committed to upholding the highest standards of integrity, ethics, and personal service. Our core values include:

• Listen First: We take the time to listen to your needs and concerns, and provide personalized guidance and support.
• Principled Ethics: We operate with integrity and honesty, always putting the needs of our clients first.
• Personal Integrity: We're dedicated to building long-term relationships built on trust, respect, and transparency.
• Thoughtful Approach: We take a thoughtful and proactive approach to insurance, anticipating and addressing your needs before they become problems.

Our Team

Our team of experienced agents and account managers is dedicated to providing exceptional service and support. With years of experience in the insurance industry, our team is knowledgeable, friendly, and committed to helping you find the right insurance solutions for your needs. Meet our team:

• Tony Lemmo, Agent: Tony has over 10 years of experience in Property & Casualty Insurance, Life Insurance, and Supplemental Benefits. He's a local resident with a passion for "Doing It Right".
• Karen Stevens, Senior Personal Lines Account Manager: Karen has been with the agency for 39 years and has a deep understanding of the insurance industry. She's a local resident and a respected member of the community.