Business Details
Your Trusted Insurance Partner in Oregon, Wisconsin
SG Insurance Agency is an independent insurance agency dedicated to serving clients in Oregon, Wisconsin, and surrounding areas. We provide personalized insurance solutions for both personal and commercial needs, offering a wide range of coverage options including auto, home, life, and business insurance. Our team works collaboratively to assess client needs and recommend tailored packages that balance protection and affordability. With a focus on community education and one-on-one service, we aim to simplify the insurance process while ensuring clients receive competitive rates.Our agents are committed to transparency, helping clients understand policy details, coverage limits, and risk management strategies. By partnering with multiple carriers, we empower clients to choose the best fit for their unique circumstances. Our goal is to build long-term relationships through reliable service and ongoing support, whether clients need assistance with claims, policy adjustments, or new coverage options.
Services
Auto Insurance
Homeowners Insurance
Condo Insurance
Individual Life Insurance
Business Owners Policy
Commercial Auto
Apartment Building Insurance
Builders Risk
Boat Insurance
Commercial Property
Highlights and features
- We are independent agents offering unbiased comparisons across multiple carriers.
- Our team provides personalized policy assessments tailored to individual needs.
- We specialize in both personal and commercial insurance solutions.
- We serve local Wisconsin communities with in-depth regional knowledge.
- Our agents help clients identify discounts and cost-saving opportunities.
What people say
Top of the line
Go above and beyond
Best rate
Highly recommend
Very responsive
Services
Auto Insurance
We provide comprehensive auto insurance solutions with customizable coverage options. Our policies include collision, comprehensive, liability, and medical payments coverage to protect against accidents, theft, and injuries. Clients can access discounts for safe driving, multi-policy bundling, and higher deductibles while ensuring compliance with Wisconsin legal requirements.
Homeowners Insurance
Our homeowners insurance protects against property damage, personal liability, and living expense disruptions. Coverage includes structural repairs, personal property replacement, and medical expenses for injuries on your property. We help clients evaluate additional protections like flood or earthquake insurance to address specific risks in Wisconsin.
Business Owners Policy
We offer tailored Business Owners Policies combining property, liability, and business interruption coverage. This solution protects small to mid-sized businesses in Oregon, Wisconsin, with customizable options for equipment breakdown, crime protection, and signage coverage while excluding commercial auto and workers' compensation.
Commercial Property Insurance
This coverage protects commercial buildings, equipment, and inventory against risks like fire and theft. We design policies considering clients' risk history and safety measures, ensuring businesses can recover quickly from disasters while addressing specific industry needs in Wisconsin.
Boat Insurance
We provide specialized boat and watercraft insurance with physical damage, liability, and medical payment coverage. Policies protect against storage, transport, and operational risks while offering optional endorsements for towing assistance, accident forgiveness, and multi-policy discounts for Wisconsin residents.
People
Steve Garvoille
Owner - Agent
Steve leads our agency with hands-on client service, leveraging decades of local insurance expertise to deliver competitive rates and personalized solutions for Oregon, Wisconsin residents.
Kevin Garvoille
Agent - Producer
Kevin specializes in policy analysis and risk assessment, helping clients navigate complex insurance decisions with clear explanations and tailored coverage options.
Joni Yeakley
Customer Service Representative
Joni provides direct client support, addressing policy inquiries and claims processing with a focus on timely, transparent communication for Wisconsin policyholders.
Questions
How can I lower my insurance premium?
Increase your deductible or bundle multiple policies to qualify for discounts while maintaining adequate coverage.
What home damages aren't covered by standard policies?
Floods, earthquakes, nuclear accidents, wars, intentional damage, and normal wear typically require additional coverage.
Why is homeowners insurance important?
It protects your property investment, covers personal belongings, and provides liability protection against accidents on your property.
How do I insure high-value items like jewelry?
Purchase additional coverage through policy endorsements or separate policies for specific valuable items.
What happens if my car is totaled?
The insurance company pays your car's actual cash value, minus your deductible, if repair costs exceed its market value.
What should I do after a car accident?
File a third-party claim with the at-fault driver's insurer or use your uninsured motorist coverage if applicable.
