Protect Your Family and Business
Our Mission
At Kirtland Insurance Agency, our mission is to empower individuals and businesses in Rose City and the surrounding areas with comprehensive insurance solutions tailored to their unique needs. We strive to be a trusted partner, guiding our clients through the complexities of insurance and ensuring they have the financial protection they deserve.
About Us
As an independent insurance agency, we pride ourselves on our ability to offer a wide range of insurance products from multiple reputable carriers. This allows us to compare coverage options and pricing, ensuring our clients receive the best possible value for their investment. Our team of experienced and dedicated insurance professionals is committed to providing personalized service and expert guidance every step of the way.
Building Lasting Relationships
We believe in building strong, lasting relationships with our clients based on trust, transparency, and understanding. We take the time to listen carefully to your needs, assess your risks, and develop a customized insurance plan that meets your specific requirements. Our goal is to be more than just an insurance provider; we aim to be a long-term resource, offering ongoing support and advice as your needs evolve.
Comprehensive Insurance Solutions
We offer a comprehensive suite of personal and commercial insurance solutions designed to protect what matters most.
Personal Insurance
For individuals and families, we provide a wide range of coverage options, including:
- Auto Insurance: We offer comprehensive auto insurance policies to protect you and your vehicle from the unexpected, including liability coverage, collision coverage, comprehensive coverage, and uninsured/underinsured motorist coverage.
- Homeowners Insurance: Protect your home and belongings from damage caused by fire, storms, theft, and other perils with our comprehensive homeowners insurance policies. We also offer coverage for personal liability and additional living expenses.
- Condo Insurance: Our condo insurance policies provide the necessary coverage for your individual unit, personal belongings, and liability.
- Renters Insurance: Secure your belongings and personal liability with our affordable renters insurance policies designed to safeguard you against the risks associated with renting.
- Boat & Watercraft Insurance: Protect your investment in your boat or watercraft with comprehensive coverage that includes liability, hull, and equipment protection.
- Motorcycle Insurance: We offer specialized motorcycle insurance policies to meet the unique needs of motorcyclists, covering liability, damage to your bike, and rider protection.
- ATV Insurance: Ensure your off-road adventures are protected with our ATV insurance policies that cover liability, damage to your ATV, and medical expenses.
- Recreational Vehicle Insurance: Protect your RV from damage and theft with our specialized policies, which offer comprehensive coverage for your vehicle and belongings.
- Personal Umbrella Insurance: Extend your liability coverage beyond your existing policies with our personal umbrella insurance, providing an extra layer of protection against significant lawsuits.
- Individual Annuities: Secure your financial future with our individual annuity products, which offer tax-deferred growth and a guaranteed stream of income in retirement.
- Individual Life Insurance: Protect your loved ones from financial hardship in the event of your death with our individual life insurance policies.
Business Insurance
We offer a range of business insurance solutions to protect your company and employees, including:
- Business Owners Policy (BOP): Our BOP packages combine essential coverages such as property, liability, and business interruption into a single policy.
- General Liability Insurance: Safeguard your business from claims of bodily injury, property damage, and personal injury.
- Workers' Compensation Insurance: Compensate employees who suffer work-related injuries or illnesses with our comprehensive workers' compensation coverage.
- Commercial Property Insurance: Protect your business assets, such as buildings, equipment, and inventory, from damage caused by fire, natural disasters, or other perils.
- Commercial Auto Insurance: Get comprehensive coverage for your business vehicles, including liability, collision, and comprehensive coverage.
- Commercial Inland Marine Insurance: Protect your business property while it is in transit or at temporary locations.
- Contractors Insurance: We offer specialized insurance packages for contractors, covering general liability, workers' compensation, and tools and equipment.
- Professional Liability Insurance: Protect your business from claims of negligence or errors and omissions.
Contact Us
For a free consultation and to discuss your insurance needs in greater detail, please reach out to our experienced team.

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