Business Details
50+ Years
experience
Your Trusted Credit Union for Education Professionals in Johnstown
Founded in 1939, our organization has dedicated over eight decades to serving the financial needs of education professionals in Cambria and Somerset Counties. As a member-owned, not-for-profit financial institution, we prioritize delivering higher savings yields and lower loan rates while maintaining strict adherence to federal insurance standards. Our board of directors and dedicated staff work collaboratively to ensure members receive personalized service, with security measures protecting all digital transactions. Through consistent growth and community-focused initiatives, we've established ourselves as a trusted partner in financial planning for educators and their families. 
Services
Savings Accounts
Vehicle Loans
Educational Loans
Mobile Banking
Online Banking
Details
- Year established: 1939
Highlights and features
- We've served education professionals since 1939 with specialized financial solutions
- Our not-for-profit structure returns value directly to member-owners
- Competitive rates on vehicle loans and savings accounts with NCUA protection
- Mobile banking apps for iOS and Android with multi-layer security protocols
- Community governance through elected member board of directors
Associations and certifications
- NCUA
Services
Vehicle Loans
We provide competitive financing options for new and used vehicles with terms up to 84 months. Our rates start at 5.50% APR for new vehicles and 5.75% APR for used models. Loan specialists work directly with members to find optimal financing solutions matching their needs.
Savings Accounts
Our NCUA-insured savings products include standard accounts, Christmas clubs, and vacation savings with competitive interest rates. Members can maintain multiple accounts with minimum balances starting at $5.00. Special tiered rates apply for balances exceeding $60,000.
Educational Loans
We offer specialized financing for educational expenses with flexible terms and competitive rates. Our loan officers provide personalized guidance through the application process. Funds can be used for tuition, books, and other qualified education-related costs.
Mobile Banking
Our mobile app enables account management anytime, anywhere with iOS and Android compatibility. Features include fund transfers, bill payments, and real-time balance monitoring. Multi-factor authentication ensures secure access to financial information.
Signature Loans
Unsecured personal loans up to $6,000 are available with terms up to 60 months. Rates start at 9.00% APR for qualified members. These flexible loans can be used for debt consolidation, home improvements, or unexpected expenses.
People
Leida Milazzo
Chairperson
Leida Milazzo leads our board of directors with over 25 years of financial services experience. She actively participates in strategic planning and governance oversight.
Diane Buck
Board Member
Diane Buck contributes extensive local education sector knowledge to our board. She works closely with management to ensure member needs remain central to decision-making.
Kelley Rozich
Board Member
Kelley Rozich brings expertise in financial operations and compliance to our governance structure. She focuses on maintaining regulatory standards and operational efficiency.
Eileen Mider
Board Member
Eileen Mider specializes in community engagement and member services. She helps develop programs that strengthen our connection with education professionals.
Claire Montoya
Board Member
Claire Montoya oversees technology initiatives and digital transformation efforts. She ensures our banking solutions remain modern and accessible to all members.
Questions
Who is eligible for membership?
Eligibility extends to education industry employees in Cambria and Somerset Counties, including school staff, administrators, and authorized education foundation workers.
What loan types do you offer?
We provide vehicle loans, signature loans, share secured loans, recreational vehicle financing, educational loans, and debt consolidation options with competitive rates.
Are my deposits insured?
All accounts receive NCUA insurance up to $250,000 through the National Credit Union Administration, a U.S. government agency.
Do you have mobile banking?
Yes, our mobile app for iOS and Android devices offers secure account access, fund transfers, and transaction monitoring features.
What savings options are available?
We offer standard savings accounts, Christmas clubs, and vacation savings plans with tiered interest rates based on account balances.
