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For all the adventures ahead

Building your financial future, one adventure at a time.

NextStep Federal Credit Union, formerly School Systems Federal Credit Union, has proudly served the Capital Region for over 80 years. As a member-owned financial institution, our purpose is to empower our members to achieve their financial goals through personalized guidance, competitive rates, and innovative services.

Personal Banking

  • Convenient online and mobile banking
  • Competitive checking and savings accounts
  • Powerful digital tools for financial management
  • Secure and convenient loan options for various needs

Loan Solutions

  • Auto Loans: Get a competitive rate and flexible terms to fit your budget and lifestyle.
  • Home & Mortgage Loans: Secure a home with a personalized mortgage or home equity loan.
  • Personal & Student Loans: Access funds for education, debt consolidation, or other personal needs.
  • Credit Cards: Enjoy low interest rates and convenient repayment options on our Visa credit cards.

Specialized Programs

  • Kasasa Banking: Earn cash back on everyday purchases with our popular Kasasa checking and savings accounts.
  • Home Equity Line of Credit: Access cash easily with a low-interest line of credit secured by your home equity.
  • Scholarship & Grant Program: We proudly support our members by offering scholarships and grants to students and community members.

Our Commitment

At NextStep Federal Credit Union, we believe in building strong relationships with our members. Our dedicated team of professionals is committed to providing personalized guidance, excellent customer service, and competitive rates on all our financial products and services.

Discover the NextStep difference today!

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