Call Now
Website
Call
Business Details
18 Years
experience
Emergency
services
Your Trusted Insurance Partner in Riverside, CA
JMW Insurance Solutions has been dedicated to protecting what matters most to clients since 2008. As an independent agency, we prioritize personalized service, leveraging our deep industry expertise to tailor insurance solutions for individuals, families, and businesses across California, Arizona, and Nevada. Our team of seasoned professionals combines local market knowledge with a commitment to transparency, ensuring clients receive comprehensive coverage at competitive rates.

We distinguish ourselves through proactive client engagement, regular policy reviews, and a steadfast focus on ethical practices. With decades of collective experience, we advocate for clients during claims processes and maintain partnerships with top-tier insurers to deliver reliable protection. Our reputation for integrity and community involvement underscores our mission to make a difference through kindness and support.
Services
Home Insurance Auto Insurance Life Insurance RV Insurance Watercraft Insurance Business Insurance Commercial Property Workers Compensation General Liability Umbrella Coverage
Details
  • Year established: 2008
Highlights and features
  • We offer personalized insurance solutions tailored to your unique needs
  • Our independent agency model provides access to multiple carriers
  • 24/7 service center for emergency claims assistance
  • Proactive policy reviews to ensure ongoing coverage adequacy
  • Community-focused approach with local market expertise
What people say
True class act Honest individual Best interactions Patient and kind Lifelong customer
Services
Home Insurance
Protect your primary residence against fire, theft, and natural disasters with customizable policies. We offer replacement cost coverage, personal property protection, and liability insurance tailored to California's unique risks. Our policies include additional living expenses coverage during repairs and optional flood/earthquake endorsements for comprehensive protection.
Auto Insurance
Comprehensive auto insurance solutions with collision, comprehensive, and liability coverage options. We specialize in SR-22 filings, classic car insurance, and usage-based discounts. Our policies include rental reimbursement and roadside assistance while ensuring compliance with California's minimum coverage requirements.
Life Insurance
Term, whole, and universal life insurance policies to secure your family's financial future. We help clients determine appropriate coverage amounts for mortgage protection, income replacement, and business succession planning. Policies include accelerated death benefits and convertible term options.
Business Insurance
Customized business owners' policies combining property, liability, and business interruption coverage. We provide workers' compensation insurance, commercial auto policies, and specialized coverage for unique business risks. Our solutions protect against cyber liability and help maintain business continuity during disruptions.
Watercraft Insurance
Specialized insurance for boats and personal watercraft with physical damage, liability, and towing assistance. Policies include pollution liability coverage and protection for onboard equipment. We offer agreed value coverage to ensure proper compensation in case of total loss.
People
Martin Johnson
Owner
Martin Johnson founded JMW Insurance Solutions in 2008 after starting his career with Farmers Insurance in 2003. A Riverside native, he serves on the Greater Riverside Dollars for Scholars board and actively supports local education initiatives.
Questions
What types of insurance do you offer?
We provide personal insurance (home, auto, life, RV, watercraft) and business insurance (BOP, commercial property, liability, workers' comp) across California, Arizona, and Nevada.
Are you a local Riverside insurance agency?
Yes, we're based in Riverside, CA (10800 Hole Ave Suite 8) and serve clients throughout Southern California, Arizona, and Nevada.
How do claims work with your agency?
We assist with 24/7 claims reporting through our service center and advocate for clients throughout the insurance claims process to ensure fair and timely resolutions.
Can you help lower my insurance costs?
Our independent agency model allows us to compare multiple carriers to find competitive rates while identifying applicable discounts for bundling, safety features, and good driving records.
Do you offer online policy management?
Yes, our clients can access policy documents, make payments, and request changes through our secure InsuranceAgent App and online service center.
How often should I review my insurance coverage?
We recommend annual reviews or whenever major life changes occur (e.g., new home purchase, business expansion, family additions) to ensure continued coverage adequacy.
Videos