Virginia Credit Union

At Virginia Credit Union, we're dedicated to helping our members take control of their finances and reach their goals sooner. As a not-for-profit organization, we operate on a different principle than traditional banks. We don't have shareholders, and we aren't here to make a profit. Instead, our earnings are returned to our members through a wide range of convenient services, attractive rates, lower fees, and free financial education resources.

Our Mission

Our mission is to provide affordable services, knowledge, and opportunities for our members to take their money further. We believe that everyone deserves access to quality financial services, regardless of their background or financial situation. That's why we offer a comprehensive range of banking, lending, and investment services designed to meet the unique needs of our members.

Services

We offer a wide range of services to meet the financial needs of our members. Our banking services include checking, savings, money market, and certificate accounts, as well as IRAs and health savings accounts. We also offer a variety of credit cards, including cash rewards, flex rewards, and essential mastercards. Our lending services include car loans, RV, boat, and motorcycle loans, home equity options, and personal loan options. Additionally, we provide online banking, insurance, and investment services to help our members manage their finances and plan for the future.

What Sets Us Apart

What sets us apart from traditional banks is our commitment to our members. We're owned and operated by our members, which means that our profits are reinvested in our services and returned to our members in the form of lower fees, higher rates, and free financial education resources. We're dedicated to providing personalized service, competitive rates, and innovative products to help our members achieve financial success.