Business Details
50+ Years
experience
Your Trusted Financial Partner in Waycross, GA
Established in 1962, Ware County School Employees Federal Credit Union has dedicated itself to providing high-quality financial services tailored to the needs of school employees and their families. Our mission centers on delivering exceptional customer service while maintaining asset quality and fostering a culture of integrity, professionalism, and community support. With over six decades of experience, we prioritize financial education, personalized solutions, and secure, innovative products like our CUMoney prepaid debit card.Our team is committed to continuous learning and ethical practices, ensuring members receive reliable guidance and competitive rates on savings, loans, and insurance programs. We serve as a trusted partner for financial growth, emphasizing transparency, safety, and member-centric values.
Services
Savings Accounts
Auto Loans
Student Loans
Mortgage Loans
Prepaid Debit Card
Details
- Year established: 1962
Highlights and features
- We have served school employees and their families since 1962 with tailored financial solutions.
- Our savings are federally insured up to $250,000 by NCUA, a U.S. government agency.
- We offer competitive rates on loans, including auto, student, and mortgage options.
- Our CUMoney prepaid debit card provides secure, budget-friendly spending with zero liability protection.
- We maintain a friendly, professional environment focused on personalized member service.
Associations and certifications
- NCUA
Services
Savings Accounts
Our savings accounts provide secure, flexible options for building financial stability. Members earn competitive interest rates while maintaining easy access to funds. These accounts serve as the foundation for all other services, including loans and insurance programs. With no hidden fees and personalized guidance, we help members achieve short- and long-term savings goals.
Auto Loans
We offer auto loans with competitive interest rates for new and used vehicle purchases. Our flexible terms and quick approval process ensure members find affordable financing solutions. Loans are secured by the vehicle itself, providing added security for both the member and institution. Our team assists with pre-approval and budget-friendly payment plans.
Mortgage Loans
Our mortgage loans support homebuyers with fixed and adjustable-rate options for primary residences or investment properties. We provide competitive rates, personalized underwriting, and guidance through the entire homebuying process. Services include refinancing, home equity loans, and specialized programs for first-time buyers within the school employee community.
Prepaid Debit Card
The CUMoney prepaid debit card offers budget control with VISA convenience. Users load funds directly from savings accounts and track spending via online tools. This card eliminates overdraft fees and provides zero liability protection against fraud. It's ideal for managing expenses without the risks associated with traditional debit or credit cards.
Student Loans
We provide student loans with favorable terms to help members finance higher education expenses. Our programs include competitive interest rates, flexible repayment options, and financial counseling resources. Loans support undergraduate and graduate studies, focusing on long-term affordability and reducing post-graduation financial stress for borrowers and families.
Questions
Who is eligible to join Ware County School Employees Federal Credit Union?
Eligibility extends to employees of Ware County Board of Education, Okefenokee RESA, and their immediate family members.
How do I apply for a loan?
Visit our office to discuss loan options, submit required documentation, and receive personalized guidance through the application process.
Are my savings insured?
Yes, all savings are federally insured up to $250,000 by the NCUA, a U.S. government agency.
What are the benefits of the CUMoney prepaid debit card?
It offers budget control, zero liability protection, online spending tracking, and eliminates overdraft fees.
What are your office hours?
We're open Monday-Thursday 8:00am-4:00pm, Friday 8:00am-3:30pm, and closed Saturdays.