Business Details
31 Years
experience
Emergency
services
Your Trusted Buy Here Pay Here Dealership in Manchester, CT
Established in 1995, Frank's Auto Credit is a family-owned and operated used car dealership serving the Greater Hartford community. We specialize in providing accessible financing solutions for customers with bad credit, low credit, no credit, or poor credit histories. Our in-house financing model allows us to function as our own bank, eliminating third-party involvement and enabling personalized payment plans. Every vehicle undergoes rigorous safety inspections and necessary repairs before sale, backed by a 60-day/3,000-mile warranty. We prioritize customer relationships over credit scores, focusing on helping individuals secure reliable transportation while rebuilding financial trust.Our team streamlines the car-buying process with same-day approvals, low down payments, and flexible weekly or bi-weekly payment options. With decades of experience, we maintain a diverse inventory of quality pre-owned cars, trucks, SUVs, and minivans. Our commitment to community extends through transparent practices, no hidden fees, and reporting payments to TransUnion to help customers rebuild credit histories.
Services
Buy Here Pay Here
Bad Credit Financing
Low Credit Financing
No Credit Financing
Poor Credit Financing
Same-Day Approvals
Credit Building Assistance
Vehicle Inspections
Warranty Programs
Flexible Payment Plans
Details
- Year established: 1995
Highlights and features
- We work with ANY credit score, including bad, low, no, or poor credit
- 100% credit approval rate through in-house financing solutions
- Family-owned since 1995 with decades of automotive industry experience
- 60-day/3,000-mile warranty on all pre-owned vehicles
- Build credit history with TransUnion payment reporting
What people say
Amazing customer service
Quick approval process
Reliable vehicles
Credit rebuilding help
Supportive staff
Services
Buy Here Pay Here
Our buy here pay here program enables direct financing relationships with customers. By operating as our own bank, we eliminate third-party requirements and tailor payment plans to individual financial situations. This approach benefits customers with damaged credit histories who need reliable transportation solutions.
Bad Credit Financing
Specialized financing options help customers with poor credit histories secure vehicle loans. We focus on current financial capability rather than past credit mistakes, offering structured payment plans that build financial trust over time.
Vehicle Inspections
All pre-owned vehicles undergo comprehensive safety inspections and necessary repairs before sale. Our quality control process ensures mechanical reliability and roadworthiness, providing customers with dependable transportation solutions backed by warranty protection.
Credit Building Assistance
We report customer payments to TransUnion to help rebuild credit histories. This service enables responsible borrowers to improve their credit profiles through consistent payment performance on vehicle financing agreements.
Same-Day Approvals
Our streamlined approval process enables customers to complete vehicle purchases in a single visit. With required documentation, qualified buyers can drive away the same day in a reliable pre-owned vehicle meeting their transportation needs.
Questions
What credit requirements do you have for car loans?
We work with all credit types including bad, low, no, and poor credit. Our in-house financing approves customers based on current financial capability rather than credit history.
What documents are needed for approval?
Required documents include two recent pay stubs, Connecticut driver's license, personal references, phone bill, and cash down payment. No additional documentation needed for standard approvals.
How does your credit rebuilding program work?
We report all payments to TransUnion to help customers rebuild credit histories. Consistent on-time payments through our program demonstrate financial responsibility to credit bureaus.
What warranties do you offer?
All vehicles include a 60-day/3,000-mile warranty covering major mechanical components. This protection provides peace of mind for customers purchasing pre-owned vehicles.
Can I get approved the same day?
Yes, our streamlined process allows qualified buyers to complete vehicle purchases and drive away the same day with approved financing and required documentation.
What vehicle types are available?
Our inventory includes quality pre-owned cars, trucks, SUVs, and minivans. Each vehicle undergoes safety inspections and necessary repairs before sale.
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