1st Florida Mortgage

1st Florida Mortgage is your trusted partner in achieving homeownership in Florida. We are a local mortgage lender committed to providing exceptional customer service, competitive rates, and a streamlined home buying process for every borrower.

Our Expertise

We offer a comprehensive suite of mortgage solutions to meet your unique financial needs, including:

**New Home Purchase Loans

• Conventional Loans: Secure competitive rates on traditional mortgages for primary, second homes, and investment properties.
• VA Loans: Enjoy unique benefits for eligible veterans and active-duty service members.
• FHA Loans: Get a low down payment and relaxed credit requirements.
• USDA Loans: Purchase eligible rural properties with 100% financing.

**Refinancing Options

• Refinance & Cash Out: Reduce your mortgage payment, access cash for your needs, or both.

Our Commitment

At 1st Florida Mortgage, we prioritize:

• Fast Closings: We aim to close your loan in 28 days or less.
• Low Rates & Fees: We offer competitive mortgage rates and transparent fees.
• Exceptional Customer Service: Our friendly and experienced loan officers will guide you through the process and address any questions.
• Technology Driven: Our online application and automated tracking tools make the process efficient and convenient.

Why Choose 1st Florida Mortgage?

• Local lender with in-house underwriting for swift decisions and closings.
• Vast array of mortgage options to suit diverse needs.
• Proven track record of happy customers.
• Committed to transparency and open communication.

We are dedicated to helping you achieve your homeownership dreams. Contact us today and let us guide you through the process!