Business Details
50+ Years
experience
Your Trusted Insurance Partner in Elbow Lake, MN
Ellis Insurance has been serving clients since 1945, offering comprehensive insurance solutions tailored to personal and business needs. As an independent agency, we represent multiple carriers, including Delta Dental, Farmers Mutual Hail, and Hagerty Insurance, ensuring access to diverse coverage options. Our team prioritizes honesty, hard work, and exceptional customer service, providing transparent guidance to protect clients' assets. Licensed in Minnesota, North Dakota, and Arizona, we specialize in home, auto, umbrella, Medicare, employee benefits, and business insurance.With decades of combined experience, our agents deliver personalized policies that align with evolving risks. We emphasize long-term relationships, offering support from policy selection through claims resolution. Headquartered in Elbow Lake, MN, we serve local communities and beyond, combining local expertise with national resources. Our commitment to integrity ensures clients receive reliable advice and competitive pricing. Contact us to customize a policy that meets your unique requirements.
Services
Home Insurance
Auto Insurance
Umbrella Insurance
Secondary Home Insurance
Individual Health Insurance
Medicare
Group Health Insurance
Business Owners Insurance
General Liability Insurance
Farm Insurance
Details
- Year established: 1945
Highlights and features
- We have over 30 years of experience in the insurance industry.
- Our independent agency model offers access to multiple insurance carriers.
- We provide personalized insurance solutions tailored to client needs.
- Our team prioritizes knowledgeable service and client support.
- We build trusted relationships through transparent and ethical practices.
Services
Home Insurance
Home insurance protects your property and belongings against risks like fire, theft, and natural disasters. Our policies include replacement cost coverage, liability protection, and additional living expenses during repairs. We ensure compliance with evolving building codes and offer optional flood or collector car coverage. Clients benefit from tailored solutions for primary residences, secondary homes, and unique assets like wine collections.
Auto Insurance
Auto insurance safeguards against financial loss from accidents, theft, or damage. Our policies cover bodily injury liability, property damage, medical payments, and uninsured motorist protection. Optional add-ons include rental reimbursement and physical damage coverage. We help clients select limits that protect assets while complying with state requirements, ensuring peace of mind on the road.
Umbrella Insurance
Umbrella insurance provides excess liability protection beyond standard auto or home policies. It covers legal fees, medical expenses, and settlements exceeding primary policy limits. Ideal for high-risk scenarios like pool accidents or lawsuits, this cost-effective coverage extends to family members and household liabilities, offering financial security against catastrophic claims.
Business Owners Insurance
Business Owners Policies (BOP) combine property and liability insurance for comprehensive protection. Coverage includes general liability, commercial property damage, business interruption, and optional cyber liability. Tailored for industries like farming, contracting, and nonprofits, our solutions help businesses mitigate risks from theft, lawsuits, or operational disruptions.
Medicare
Medicare solutions include Part D prescription drug plans, Advantage plans, and supplemental policies. We assist seniors in selecting coverage that balances premiums, deductibles, and provider networks. Our independent agency compares options from multiple insurers to ensure affordable access to healthcare services and medications.
People
Dean Ellis
Owner / Agent
Dean Ellis has over 40 years of insurance experience, joining the industry in 1982. He co-founded Ellis Insurance in 1997, leveraging his expertise to provide personalized client solutions.
Larry Martini
Owner / Agent
Larry Martini joined Ellis Insurance in 2018, bringing a commitment to client-focused service and community engagement through his local expertise.
Vicki Ellis
Owner / Accounting
Vicki Ellis manages accounting operations at Ellis Insurance, ensuring financial accuracy and supporting client needs with over two decades of administrative experience.
Lynn Martini
Team Member
Lynn Martini contributes to Ellis Insurance with a focus on client relations and policy administration, supporting the agency's mission of exceptional service.
Questions
What types of insurance does Ellis Insurance offer?
We provide home, auto, umbrella, Medicare, employee benefits, business owners, farm, and contractor insurance across Minnesota, North Dakota, and Arizona.
How is Ellis Insurance different from other agencies?
As an independent agency, we represent multiple carriers to offer competitive rates and personalized solutions, prioritizing client needs over single-provider limitations.
Can I get insurance coverage outside Minnesota?
Yes, we are licensed in Minnesota, North Dakota, and Arizona, serving clients in these states with tailored insurance products.
What if my insurance needs change over time?
Our team regularly reviews policies to ensure they adapt to life changes, offering adjustments to coverage limits or new endorsements as needed.
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