Business Details
25 Years
experience
Your Trusted Insurance Partner in Elk River, MN
At North Central Insurance Agency, we have built a reputation as a trusted partner for individuals and families across Minnesota. Since 2001, we have provided tailored insurance solutions, combining personalized service with access to nationally recognized carriers. Our team of experienced agents takes pride in understanding the unique needs of our clients, offering competitive pricing and comprehensive coverage for auto, home, business, health, and life insurance.We prioritize transparency, ethical practices, and local expertise, ensuring our clients receive the best value without compromising quality. With offices serving communities like Zimmerman, Big Lake, and Elk River, we remain committed to delivering exceptional service and peace of mind to every client we serve.
Services
Auto Insurance
Home Insurance
Business Insurance
Health Insurance
Life Insurance
Renters Insurance
RV Insurance
Snowmobile Insurance
Flood Insurance
Commercial Auto
Details
- Year established: 2001
Highlights and features
- We offer personalized insurance solutions tailored to your unique needs.
- Our team works with multiple carriers to ensure competitive pricing and coverage.
- Local expertise serving Minnesota communities with trusted, personalized service.
- We provide 24/7 support for claims and policy assistance.
- Our agents hold industry designations like CPIA and CISR for professional excellence.
Services
Auto Insurance
We provide comprehensive auto insurance policies tailored to protect drivers across Minnesota. Our coverage includes liability, collision, comprehensive, uninsured motorist, and roadside assistance options. We work with multiple carriers to ensure competitive rates and customized plans for personal and commercial vehicles, including cars, trucks, and specialty vehicles. Our team helps clients understand policy details and select coverage that aligns with their driving habits and budget.
Home Insurance
Our home insurance policies safeguard homeowners and renters against property damage, liability claims, and unexpected events. Coverage includes dwelling protection, personal property, liability, and loss of use. We offer optional flood, sump pump, and sewer backup coverage, as well as policies for condos, landlords, and vacation homes. Our agents ensure clients understand policy limits and select appropriate coverage for their property type and location.
Business Insurance
We specialize in business insurance solutions for small and mid-sized enterprises in Minnesota. Our offerings include general liability, commercial property, workers compensation, cyber liability, and business owners policies (BOP). We tailor coverage to protect against industry-specific risks, ensuring compliance with legal requirements and contractual obligations. Our team works closely with clients to assess their operations and design policies that support long-term growth and risk management.
Health Insurance
We assist individuals and families in selecting health insurance plans that meet their medical needs and budget. Our services include enrollment in individual, family, Medicare Advantage, Medigap, and prescription drug plans. We provide guidance during open enrollment and help clients understand coverage options, network providers, and cost-saving opportunities. Our licensed agents ensure clients receive personalized support to navigate complex healthcare decisions.
Life Insurance
We offer term, whole, universal, and final expense life insurance policies to secure your familys financial future. Our agents help clients evaluate coverage needs based on income, debts, and long-term goals. We provide options for affordable term policies, cash-value whole life plans, and final expense coverage to ensure loved ones are protected. Our team simplifies the process of selecting and purchasing life insurance tailored to individual circumstances.
People
Ben Bauman
Insurance Agent / President
Ben has worked in insurance since 1992 and owned North Central Insurance Agency since 2001. He focuses on competitive products, appropriate coverage, and client satisfaction. Ben fosters growth by prioritizing ethical practices and comprehensive service.
Christie Stang
Insurance Agent / Owner
Christie has over 25 years of insurance experience, holding CISR and CPIA designations. She specializes in property & casualty and health & life insurance, offering personalized solutions. Christie values client relationships and community involvement.
Dave Stewart
Insurance Agent / Owner
Dave has over 30 years of industry experience and has been with North Central Insurance since 1998. He specializes in property & casualty insurance and mentors his daughter Sadie, who also works at the agency.
Aleida Lee
Insurance Agent
Aleida is a CPIA-certified agent with a legal studies background. She focuses on property, casualty, life, and health insurance, serving clients across Minnesota. Aleida is active in her community and church, emphasizing client education and support.
Sadie Murphy
Customer Service Representative
Sadie joined the agency in 2018, bringing fresh perspective and dedication. Raised in the insurance industry, she prioritizes problem-solving and client satisfaction. Sadie enjoys learning and building long-term relationships with clients.
Questions
What types of insurance does North Central Insurance Agency offer?
We provide auto, home, business, health, life, renters, RV, and specialty insurance policies tailored to your needs.
Do you serve areas outside of Elk River?
Yes, we serve Zimmerman, Big Lake, Princeton, Becker, Otsego, and surrounding Minnesota communities.
Can I get a free insurance quote online?
Yes, visit our website to request a free, no-obligation quote from multiple carriers.
Are your agents licensed and certified?
Yes, our team holds industry licenses and designations like CPIA and CISR for professional excellence.
How do I file an insurance claim?
Contact us directly at 763-241-7900 or work with your carrier’s claims team for prompt assistance.
Do you offer discounts on insurance policies?
Yes, we offer multi-policy, safe driver, and bundling discounts to help you save.
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