Business Details
11 Years
experience
Your Trusted Insurance Partner in Knoxville, TN
Oldham & Cox Insurance was established in 2015 through the merger of Oldham Insurance, a third-generation independent agency founded in 1931, and the Steve Cox Insurance Agency, which has served Knoxville for over 45 years. Our combined expertise allows us to provide tailored insurance and financial solutions to more than 2,500 individuals, families, and businesses in the region. As an independent agency, we represent multiple insurance carriers, enabling us to design customized coverage packages that meet the unique needs of our clients. Our team includes professionals affiliated with the Insurors of Tennessee, the Professional Insurance Agents of Tennessee, and the Society of Certified Insurance Counselors. We prioritize building long-term relationships through practical solutions, personalized service, and a commitment to understanding the specific risks our clients face.With decades of collective experience, we offer comprehensive coverage options for automobiles, homes, businesses, boats, recreational vehicles, and commercial properties. Our focus on client education ensures informed decision-making, while our local market knowledge enhances our ability to deliver relevant, cost-effective protection. We are dedicated to maintaining transparency, ethical practices, and prompt support, ensuring clients feel confident in their insurance choices. Our office remains accessible for consultations, quote requests, and ongoing policy management to adapt to evolving needs.
Services
Auto Insurance
Home Insurance
Business Insurance
Boat Insurance
Recreational Vehicles Insurance
Details
- Year established: 2015
Highlights and features
- We combine 90+ years of collective insurance expertise with local market knowledge.
- Our independent agency status provides access to multiple carriers for optimal coverage.
- We prioritize personalized service over automated solutions for tailored recommendations.
- Our team includes certified professionals with specialized risk assessment expertise.
- We offer comprehensive coverage options for personal, commercial, and specialty assets.
Associations and certifications
- Society of Certified Insurance Counselors
- Insurors of Tennessee
- Professional Insurance Agents of Tennessee
Services
Auto Insurance
We provide comprehensive auto insurance solutions tailored to individual driving needs. Our policies include collision/comprehensive coverage, liability protection, road assistance, and lease/loan gap coverage. With personalized risk assessments, we help clients secure optimal protection while maintaining affordability through multiple carrier options.
Business Insurance
Our business insurance packages address diverse commercial risks including property damage, liability claims, and workers' compensation requirements. We offer customized solutions for restaurants, dealerships, and other specialized industries. Coverage options include commercial auto policies, blanket liability protection, and tailored risk management strategies for small to mid-sized enterprises.
Home Insurance
We provide residential insurance solutions protecting primary homes, condominiums, and rental properties. Policies cover structural damage, personal property loss, and liability claims. Additional options include flood insurance endorsements and personal legal liability coverage. Our agents help homeowners balance comprehensive protection with cost-effective premium structures.
Boat Insurance
Our marine insurance policies protect recreational watercraft against collision damage, theft, and liability claims. Coverage includes hull protection, emergency towing services, and personal injury liability components. We offer specialized policies for various boat types and usage patterns while maintaining competitive pricing through multiple carrier partnerships.
Recreational Vehicles Insurance
We provide specialized insurance for motorhomes, travel trailers, and other recreational vehicles. Policies include comprehensive/collision coverage, liability protection, and roadside assistance tailored to RV-specific risks. Our agents help clients navigate unique insurance requirements for both occasional and full-time RV usage scenarios.
People
William B. Oldham, III
Co-Owner
Third-generation insurance professional with extensive experience in risk management solutions. Combines family legacy of service excellence with modern insurance practices to deliver client-focused coverage options.
Steve Cox
Co-Owner
Over 45 years of local insurance expertise serving Knoxville businesses and residents. Specializes in commercial risk assessment and personalized policy development while maintaining active professional certifications.
Misty Pierce
Insurance Agent
Experienced insurance professional assisting clients with policy selection and claims management. Provides personalized support for both personal and commercial insurance needs while maintaining focus on client education.
Questions
What types of insurance do you offer?
We provide auto, home, business, boat, recreational vehicle, flood, and commercial property/liability insurance, along with workers' compensation and bonding solutions.
How do you tailor insurance packages to individual needs?
As independent agents, we analyze your specific risks and budget across multiple carriers to create customized coverage solutions that balance protection and affordability.
Do you specialize in any particular insurance sectors?
We have expertise in both personal lines (auto/home) and commercial insurance, including specialized coverage for restaurants, dealerships, and recreational vehicle owners.
How can I request a quote?
Contact us via phone at 865-769-2332, visit our Knoxville office, or complete our online quote request form for a personalized insurance assessment.
What are your office hours?
We're open Monday-Thursday 8:30 AM-5:00 PM, Friday 8:30 AM-4:00 PM, and closed weekends for in-person consultations and policy management.
