Papaleo, Rosen & Chelf, P.A.

Business Details

Your Trusted Accounting Partner in Wilmington, DE

Papaleo, Rosen & Chelf, P.A. has been dedicated to providing comprehensive accounting, tax, and financial planning services to individuals and businesses since our founding. Our team of certified professionals brings decades of combined experience in navigating complex tax laws, optimizing financial strategies, and delivering personalized solutions tailored to each client's unique needs. We specialize in retirement planning, estate planning, business advisory services, and IRS audit representation, ensuring clients maximize deductions while maintaining compliance. With offices in Wilmington, Smyrna, and Lewes, Delaware, we serve diverse industries including construction, healthcare, law firms, and real estate. Our commitment to transparency, affordability, and discretion has established us as a trusted partner for clients seeking to protect assets, improve cash flow, and achieve long-term financial goals.

We prioritize ongoing education to stay current with evolving tax regulations, enabling us to provide forward-thinking advice. By integrating tax planning with broader financial strategies, we help clients minimize liabilities and preserve wealth across generations. Our approach combines technical expertise with personalized service, ensuring clients receive actionable insights to make informed decisions. We offer free consultations to assess client needs and develop customized solutions, supported by secure digital tools for file sharing and communication. This dedication to excellence and client-centric service defines our practice.

Services

Personal Financial Planning Retirement Planning Estate Planning IRS Audit Representation Small Business Accounting Tax Preparation QuickBooks Support Forensic Accounting Business Valuation Cryptocurrency Accounting

Highlights and features

We offer 40+ years of combined experience in tax and accounting services.
Our team provides personalized financial strategies tailored to individual client needs.
We specialize in resolving complex IRS and state tax disputes.
We integrate tax planning with comprehensive financial and estate planning.
Our firm maintains strict confidentiality and ethical standards in all client interactions.

What people say

Expert tax resolution Personalized financial strategies Responsive service Effective audit support Thorough estate planning

Website

Update Listing

Services

IRS Audit Representation

Our firm specializes in representing clients during IRS audits, leveraging deep expertise in tax law to minimize liabilities. We handle all communication with tax authorities, develop strategies to resolve disputes, and ensure compliance with federal regulations. Clients benefit from our proactive approach in appealing unfavorable decisions and securing favorable outcomes through negotiated settlements or reduced penalties.

Estate Planning

We create customized estate plans to preserve wealth and ensure smooth asset distribution. Services include trust administration, gift tax strategies, and business succession planning. Our team collaborates with legal professionals to address complex tax implications, ensuring clients' wishes are fulfilled while minimizing estate tax burdens for beneficiaries across multiple generations.

Small Business Accounting

We provide comprehensive accounting solutions for small businesses, including bookkeeping, payroll processing, and financial forecasting. Our services help business owners improve cash flow management, implement internal controls, and prepare accurate financial statements. We also offer outsourced CFO services and strategic tax planning to support growth and profitability.

Retirement Planning

Our retirement planning services focus on creating sustainable income streams while optimizing tax advantages. We analyze clients' current financial situations, develop budgeting strategies, and evaluate Social Security benefits to ensure long-term financial security. The team provides guidance on retirement account distributions and tax-efficient withdrawal strategies for pre-retirees and retirees.

Cryptocurrency Accounting

We offer specialized accounting services for cryptocurrency transactions, addressing complex reporting requirements. Our experts help clients track digital asset gains/losses, comply with IRS guidelines, and integrate crypto holdings into broader tax strategies. This service includes preparation of tax forms specific to blockchain transactions and consultation on regulatory compliance.

People

Harry Papaleo

Managing Director

Harry Papaleo leads the firm with over 30 years of experience in public accounting. He specializes in tax planning for high-net-worth individuals and complex business structures, focusing on minimizing tax liabilities while ensuring compliance with evolving regulations.

Linda Chelf

CPA

Linda Chelf brings expertise in forensic accounting and business valuation. With 25 years in the field, she helps clients resolve financial disputes, conduct audits, and implement internal controls to prevent fraud and improve financial transparency.

Jeff Meany

CPA

Jeff Meany specializes in IRS audit representation and tax relief solutions. His 20-year career includes resolving complex tax cases, negotiating payment plans, and providing strategic advice to individuals and businesses facing tax authority disputes.

Jeffrey Rigor

CPA

Jeffrey Rigor focuses on financial planning and estate tax strategies. He assists clients in developing comprehensive plans to preserve wealth across generations, with particular expertise in trust administration and charitable giving strategies.

June Jarrell

Administrative Director

June Jarrell manages client relations and office operations across all three locations. With 15 years at the firm, she ensures seamless communication between clients and accounting professionals while overseeing day-to-day administrative functions.

Questions

What services do you offer for small business owners?

We provide accounting, payroll, business valuation, and tax planning services tailored to small businesses, including QuickBooks setup and financial forecasting.

How can you help with IRS audit issues?

Our team represents clients during IRS audits, handles correspondence, and develops strategies to minimize tax liabilities while ensuring compliance with federal regulations.

Do you offer estate planning services?

Yes, we create customized estate plans including trust administration, gift tax strategies, and business succession planning to preserve wealth across generations.

What financial planning services are available?

We offer retirement planning, risk assessment, investment strategy evaluation, and budget analysis to help individuals achieve long-term financial security.

How do you handle cryptocurrency tax reporting?

We provide specialized accounting for digital assets, including transaction tracking, tax form preparation, and compliance guidance for cryptocurrency holdings.

Are consultations free?

Yes, we offer complimentary initial consultations to assess your needs and develop customized solutions for tax, accounting, or financial planning challenges.