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Your Premier Mortgage Lender in Atlanta
At Shelter Mortgage Company, we pride ourselves on delivering exceptional mortgage solutions tailored to our clients' unique needs. Our team of expert loan officers combines local market knowledge with state-of-the-art technology to ensure a seamless and transparent mortgage process. With decades of collective experience in the industry, we specialize in guiding first-time homebuyers, experienced homeowners, and veterans through the complexities of home financing. Our commitment to integrity, responsiveness, and personalized service has earned us a reputation as a trusted partner in the communities we serve. We offer a comprehensive range of loan programs, including fixed-rate, adjustable-rate, FHA, and VA mortgages, designed to meet diverse financial situations. Our proprietary consumer portal streamlines the application and management process while maintaining constant communication through dedicated support channels.By building lasting relationships with clients and real estate professionals, we have cultivated a referral-driven business model that reflects our dedication to exceeding expectations. Our loan officers are deeply embedded in local communities, providing face-to-face consultations and timely assistance seven days a week. We continuously refine our processes to ensure faster approvals and smoother closings, backed by a proven track record of successful transactions across Florida and Georgia. This combination of technological innovation, local expertise, and client-centric philosophy positions us as a premier mortgage lender in today's competitive housing market.
Services
Fixed Rate Loans
Adjustable Rate Loans
FHA Mortgages
Refinance Options
Veterans Loans
First Time Buyer Programs
Smart Series Loans
Purchase Mortgages
Loan Calculators
Homebuyer Guide
Highlights and features
- Our loan officers maintain physical presence in local communities
- 24/7 availability for client consultations and support
- Proprietary consumer portal streamlines mortgage management
- Specialized VA loan programs for military personnel
- 49% referral-based business demonstrates client satisfaction
What people say
Outstanding communication
Knowledgeable and available
Quick pre-approval process
Local market expertise
Seamless closing experience
Services
Fixed Rate Loans
Lock in consistent payments with our fixed-rate mortgage solutions. These loans protect against market fluctuations while offering predictable budgeting for homeowners. Our competitive rates and flexible terms cater to long-term residency plans while maintaining affordability through stable principal and interest payments.
Adjustable Rate Loans
Benefit from initially lower rates with our adjustable-rate mortgage options. Designed for borrowers anticipating income growth or future property transitions, these loans combine short-term affordability with strategic financial planning opportunities while maintaining transparency about potential future rate adjustments.
VA Mortgages
Access exclusive benefits for veterans and active military personnel through specialized VA loan programs. These mortgages offer favorable terms including reduced down payments and competitive rates while our dedicated officers guide clients through service-specific qualification processes with proven expertise.
Refinance Options
Optimize your mortgage with our comprehensive refinancing solutions. Whether seeking lower payments, shorter terms, or debt consolidation, our programs help homeowners leverage current equity while our team navigates complex market conditions to secure advantageous outcomes.
First Time Buyer Programs
Navigate initial home purchases with confidence using our tailored mortgage solutions. These programs address common entry barriers through down payment assistance options and simplified qualification criteria while our experienced officers provide step-by-step guidance through the entire transaction process.
People
Brian
Loan Officer
Veteran mortgage professional specializing in VA loans with demonstrated success in guiding clients through complex transactions. Maintains multiple communication channels for client convenience.
Kent
Loan Officer
Experienced mortgage advisor known for prompt communication and comprehensive loan process explanations. Specializes in client education throughout the financing journey.
Natasha
Loan Officer
Refinance specialist with expertise in securing competitive rates and optimizing loan terms. Recognized for warm client interactions and technical proficiency in mortgage analysis.
Questions
What mortgage options are available for first-time homebuyers?
We offer specialized first-time homebuyer programs with low down payment requirements and flexible qualification criteria. Our loan officers will explain all available options during your initial consultation.
How does the pre-qualification process work?
Our pre-qualification process takes approximately 15-30 minutes and provides immediate guidance on your borrowing capacity. This helps strengthen your position when making home offers.
What sets Shelter Mortgage apart from other lenders?
Our combination of local presence, 24/7 accessibility, proprietary technology, and relationship-driven approach creates a unique mortgage experience focused on client education and support.
Do you offer mortgage calculators for financial planning?
Yes, we provide multiple online calculators including payment estimators, purchase price calculators, and refinance analysis tools to help you make informed financial decisions.
