Business Details
50+ Years
experience
Your Community-Driven Financial Partner
California Community Credit Union has been dedicated to creating a supportive financial space since 1939. Our mission centers on empowering members through accessible, affordable financial solutions while fostering trust and connection. We prioritize integrity in all operations, offering services designed to remove barriers to financial success. With personalized service and a member-first philosophy, we focus on sound business decisions that benefit our community. Our commitment extends to fair opportunities, honest service, and improving members' financial well-being through comprehensive offerings tailored to individual needs. 
Services
Auto Loans
Mortgage Loans
Home Equity Loans
Personal Loans
Wealth Management
Online Banking
Credit Cards
Financial Planning
Insurance Protection
Emergency Loans
Details
- Year established: 1939
Highlights and features
- We provide personalized financial solutions tailored to individual member needs
- Our credit union offers competitive loan rates and fee structures
- Your funds are insured up to $500,000 through NCUA and ASI insurance
- We maintain a strong community focus with local decision-making
- Our member-owned structure prioritizes your financial success over profits
What people say
Excellent loan rates
Personalized service
Community focus
Competitive insurance
Financial education
Services
Auto Loans
We offer competitive auto loans with flexible terms for both new and used vehicles. Our First-Time Buyer Program helps establish credit with favorable rates. Members can finance up to 135% of MSRP including taxes and insurance with terms up to 72 months. Our low-rate options include relationship discounts for existing account holders and automatic payment users.
Home Equity Loans
Secure financing using your home's equity with fixed-rate options up to 180 months. Our no-fee program offers up to 100% financing with rates starting at 4.99% APR. We provide flexible terms from 60-84 months with no closing costs, making these loans ideal for home improvements or debt consolidation while maintaining predictable monthly payments.
Personal Loans
Flexible unsecured financing options ranging from $500 to $25,000 with rates starting at 8.95% APR. These loans suit various needs from emergency expenses to vacations or debt consolidation. Our line of credit options provide ongoing access to funds with variable rates starting at 11.50% APR and convenient repayment terms.
Wealth Management
Personalized investment and retirement planning services with dedicated advisors. Our programs include portfolio management, college savings plans, and comprehensive financial strategies. Credit Union Wealth Group offers customized solutions through independent investment advisors with access to diverse investment products and 24/7 digital portfolio tracking.
Emergency Loans
Affordable short-term financing solutions ranging from $200 to $2,000 with fixed 18% APR. These loans offer 6-12 month terms without credit checks, requiring only direct deposit access. Designed as an alternative to predatory payday loans with longer repayment terms and lower interest rates, providing financial relief during unexpected crises.
People
Evan Kulak
Wealth Advisor
Certified financial advisor with expertise in personalized investment strategies and retirement planning solutions for credit union members.
Michael McDermott
Wealth Advisor
Experienced financial planner specializing in portfolio management and comprehensive wealth management services for individual clients.
Questions
What loan options are available for first-time car buyers?
Our First-Time Buyer Program offers low rates and manageable terms up to 72 months with 10% down payment requirement.
How can I access my account information?
Use our 24/7 online banking portal or mobile app for balance checks, transfers, check images, and transaction history.
What insurance protections are offered with loans?
We provide Mechanical Protection Insurance, GAP coverage, and credit life/disability insurance options for all loan products.
Are there financial education resources available?
Yes, we offer financial calculators, credit score tracking, and educational resources through our online portal and app.
How does the credit union support financial emergencies?
Our Emergency Loan program provides $200-$2,000 loans with fixed 18% APR and 6-12 month terms without credit checks.
What investment services are available to members?
Our Wealth Management division offers personalized investment planning, portfolio management, and retirement strategies through independent advisors.
