Business Details
Your Trusted Business Funding Partner
At Stellar Business Funding, we have dedicated 18 years to empowering small businesses through transparent and ethical funding solutions. Our mission extends beyond financial transactionswe integrate faith, integrity, and stewardship into every partnership, ensuring resources are managed wisely to support sustainable growth. With a focus on personalized guidance, we specialize in fast approvals for SBA loans, merchant cash advances, and equipment leasing, offering rates starting at 12% APR without hidden fees.Our team leverages deep industry relationships to negotiate favorable terms, prioritizing clarity and long-term success for every client. By adhering to biblical principles of trust and accountability, we distinguish ourselves in an unregulated industry, providing funding that aligns with both business goals and moral values.
Services
SBA Loan Programs
Merchant Cash Advances
Equipment Leasing
ERTC Buyout
Mobilization Funding
Credit Card Processing
Working Capital Optimization
Highlights and features
- We offer 18 years of experience in ethical business funding solutions.
- Our team provides personalized guidance to secure optimal loan terms.
- We guarantee transparent pricing with no hidden fees.
- We specialize in fast approvals for unsecured loans up to $5M.
- Our faith-driven approach ensures long-term financial stewardship for clients.
What people say
Amazing expertise
Transparent terms
Fast approvals
Personalized support
Highly recommend
Services
SBA Loan Programs
We facilitate SBA loans with competitive rates starting at 12% APR, offering up to $5M in funding. These loans require no collateral and provide flexible terms for businesses needing capital for expansion, equipment, or working capital. Our team streamlines the application process to minimize delays.
Merchant Cash Advances
Access immediate capital up to $500,000 through merchant cash advances with repayment tied to future sales. This option suits businesses needing fast funding without traditional loan requirements, with approval in as little as one business day and transparent terms.
Equipment Leasing
Secure equipment leasing solutions to acquire essential machinery or technology without large upfront costs. We partner with lenders to offer terms aligned with your business cash flow, ensuring access to modern tools while preserving working capital for growth.
ERTC Buyout
Leverage your Employee Retention Tax Credit through ERTC buyouts, receiving immediate liquidity instead of waiting for government refunds. We provide advances against eligible credits, allowing businesses to reinvest in operations without debt obligations.
Mobilization Funding
Obtain mobilization funding for new projects or contracts requiring upfront investment. This solution supports businesses securing large orders but needing capital to fulfill them, with flexible repayment structures tied to project timelines and revenue cycles.
People
Shannon Harris
Business Funding Facilitator
Shannon Harris has 18 years of experience guiding small businesses to secure ethical, affordable funding. She specializes in fast loan approvals, transparent terms, and personalized support to help clients avoid costly debt while achieving growth objectives.
Questions
What loan options are available for small businesses?
We offer SBA loans, merchant cash advances, equipment leasing, ERTC buyouts, and mobilization funding with loan amounts up to $5M and rates starting at 12% APR.
How quickly can I get approved for a loan?
Many applicants receive approval within one business day, with funding available in as little as seven days for qualified applicants.
Do you require collateral for business loans?
No, we offer unsecured loan options starting at 12% APR without requiring collateral for qualified applicants.
What credit score is needed to qualify?
Minimum credit score of 700 is preferred, though we consider multiple factors including business revenue and industry risk.
Are there any hidden fees?
No, we guarantee transparent pricing with no junk fees or prepayment penalties across all our funding programs.
