Business Details
31 Years
experience
Your Trusted North Carolina Insurance Agency
G.W. Hux & Co. Insurance has served North Carolina residents since 1995, providing comprehensive insurance solutions tailored to individual and business needs. Founded by Grady W. (Phil) Hux and Charles Laughridge as Coastal Benefits Group, the agency evolved through strategic reorganization in 2007 and a name change in 2012 to reflect expanded service offerings. As an independent agent for major insurers like Blue Cross NC, Aflac, and MetLife, we specialize in health, life, dental, disability, and Medicare Supplement insurance. Our team of licensed professionals brings decades of combined experience to help clients navigate complex insurance choices. We maintain physical offices in Roanoke Rapids and serve communities across North Carolina with personalized service and local expertise.Our commitment to quality coverage is demonstrated through partnerships with trusted insurers and programs like Silver&Fit and TruHearing. We prioritize client education and transparent communication, offering free rate comparisons and customized plan evaluations. With a focus on accessibility, we provide toll-free support (1-800-567-8914) and flexible plan adjustment options for changing needs. Our agency maintains strong compliance standards, adhering to all required insurance regulations and ethical practices. Client satisfaction remains our top priority, as evidenced by our guaranteed acceptance policies for qualified applicants and comprehensive support programs.
Services
Health Insurance
Life Insurance
Dental Insurance
Disability Insurance
Medicare Supplements
Group Insurance
Burial Insurance
Short Term Disability
Long Term Disability
Details
- Year established: 1995
Highlights and features
- We offer Blue Cross NC-certified health insurance plans
- Specialized Medicare Supplement expertise with guaranteed acceptance options
- Multiple payment methods accepted including major credit cards
- Local Roanoke Rapids office serving North Carolina communities since 1995
- Access to specialized programs like Silver&Fit and TruHearing
Services
Health Insurance
Our health insurance plans provide comprehensive coverage for individuals and families across North Carolina. We offer affordable options through Blue Cross NC and other leading insurers, including plans with low starting rates of $38 monthly. Our representatives help clients understand coverage details and select appropriate plans based on medical needs and budget constraints.
Medicare Supplements
We specialize in Medicare Supplement insurance that covers costs original Medicare doesn't. Our Blue Cross NC-certified plans offer guaranteed acceptance options, flexible switching periods, and additional benefits like the Silver&Fit exercise program. We provide free consultations to help seniors choose appropriate coverage with competitive pricing.
Life Insurance
Our life insurance solutions include term and permanent policies from trusted providers like MetLife and Aflac. Designed to protect families and business interests, these policies offer various coverage amounts and terms. Our agents help clients determine appropriate coverage levels based on financial obligations and future planning needs.
Group Insurance
We provide customized group insurance plans for businesses of all sizes in North Carolina. These comprehensive packages include health, dental, and disability coverage options that help employers attract and retain talent. Our team assists with plan selection, employee education, and ongoing policy management support for business clients.
Disability Insurance
Our disability insurance products protect income against unexpected work interruptions due to injury or illness. We offer both short-term and long-term coverage options with varying benefit periods and payout structures. The policies help maintain financial stability during recovery periods while meeting specific state and federal regulations.
People
Grady W. (Phil) Hux
President/CEO
With over 25 years in the insurance industry, Phil leads our agency's strategic direction and maintains key insurer partnerships while overseeing client service operations.
Heather Etheridge
Vice President
Specializing in Blue Cross NC coverage since 2012, Heather manages client relationships and coordinates insurance plan selections for individual and business clients.
Tiffany Wheeler
Insurance Sales
Tiffany focuses on group insurance and Medicare Supplements, helping businesses and seniors navigate coverage options with personalized consultation services.
Connie Harvey
Insurance Sales
Specializing in Medicare Supplements, Connie provides expert guidance on Medicare coverage gaps and helps clients select appropriate supplemental insurance plans.
Leah Pepper
Office Manager
As office manager, Leah coordinates daily operations and client communications while supporting insurance representatives with policy documentation and client service requests.
Questions
What insurance plans do you offer?
We provide health, life, dental, disability, Medicare Supplement, and group insurance plans through Blue Cross NC and other major providers.
Do you serve areas outside Roanoke Rapids?
Yes, we serve all North Carolina communities including Emporia, Halifax, and surrounding regions.
Are there Medicare Supplement options with guaranteed acceptance?
Yes, we offer Blue Cross NC Medicare Supplement Plan A with guaranteed acceptance for qualified applicants.
Can I change my insurance plan later?
Our Blue Medicare Supplement plans allow flexible changes during specified enrollment periods without additional health questions.
What additional benefits do your plans include?
Selected plans include Silver&Fit fitness programs and discounted TruHearing hearing aids with copay options.
How can I get a free insurance quote?
Call our toll-free number (1-800-567-8914) to speak with a licensed agent for personalized plan comparisons.
