Hire The Experts You Can TRUST!
Who We Are
Waldo Financial is a reputable and licensed direct lender, committed to providing convenient and fast financial solutions to individuals in need of short-term cash advances. With over 23 years of experience, our team has helped numerous individuals in the Kansas City area overcome unexpected expense burdens, ensuring they can get back on their feet.
Services
At Waldo Financial, we offer a wide range of services designed to cater to your unique financial needs. Our services include:
Payday Loans
Our payday loans provide up to $500 in immediate cash, allowing you to cover unexpected expenses, such as utility bills, medical bills, or car repairs. With a payday loan, you can enjoy flexible repayment options and peace of mind.
Installment Loans
Our installment loans offer a more comprehensive loan solution, providing up to $2,000 in cash. Unlike traditional payday loans, installment loans offer a longer repayment period, giving you more flexibility to manage your finances.
Check Cashing
We offer check cashing services, allowing you to cash any size check, regardless of the amount. At Waldo Financial, we strive to provide fast and convenient check cashing services, making it easier for you to access your funds when you need them most.
Other Money Services
In addition to our loan services, we offer a variety of money services, including:
- Money orders
- Western Union
- Bill pay services
Our Commitment
At Waldo Financial, we understand the importance of responsible lending practices. We commit to providing transparent and fair financial solutions, ensuring our customers have the tools they need to manage their finances effectively.
Rates and Fees
Our APR for payday loans is 469.29%. You can find more information on our rates and fees on our website.
Getting Started
Applying for a loan with Waldo Financial is easy. Simply fill out our online application form, and one of our representatives will be in touch to discuss your options. We strive to provide fast and convenient loan services, ensuring you can access the cash you need, when you need it.
Excellent Customer Service
Reviews praise the exceptional customer service at Waldo Financial, with staff members like Janice, Melissa Johnson, and Dave going above and beyond to assist customers. They are described as respectful, helpful, and kind, making customers feel welcome and valued.
Efficient and Fast Service
Many reviewers appreciate the speedy service at Waldo Financial, with transactions often taking less than 15 minutes to complete. The staff is efficient and courteous, making the overall experience quick and hassle-free.
Variety of Services
Waldo Financial offers a range of services, including check cashing, loans, money orders, and more. Reviewers appreciate the convenience of having multiple financial services under one roof.
Negative Experiences
Some reviewers have had poor experiences with Waldo Financial, citing rude employees, changing rules and regulations, and unhelpful staff members. A few reviewers question the authenticity of some reviews, suggesting that they may be fake.

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