Michael Higgins Insurance

Michael Higgins Insurance has been a trusted provider of health insurance solutions in Arizona since 1980. As an independent broker, we offer a wide range of health insurance options from top-tier insurance companies such as Blue Cross Blue Shield of Arizona, Aetna, and IHC. Our commitment is to help individuals, families, and businesses find the right health insurance plans that meet their unique needs and budget.

Services Offered

At Michael Higgins Insurance, we specialize in providing health insurance solutions tailored to the specific requirements of our clients. Our offerings include:

• Individual and Family Health Insurance: We offer various health insurance plans for individuals and families, such as HSA Health Savings Accounts, Medicare Supplement Plans, and short-term health insurance policies.
• Small Business Health Insurance: Our small group health insurance plans cater to businesses with up to 50 employees. These plans provide comprehensive coverage options and can be customized to suit your company's needs.
• Medicare Supplement Plans: We provide Medicare Supplement Plans (also known as Medigap) that offer additional coverage for services not covered by Original Medicare. These plans can help reduce out-of-pocket costs for deductibles, coinsurance, and copayments.
• Term Life Insurance: Our term life insurance options provide financial protection for your loved ones in the event of your untimely demise. These policies come in various term lengths and can be customized based on your specific needs.
• Prescription Medication Pricing Myths: We help clarify common misconceptions regarding prescription medication pricing and work with you to find cost-effective solutions for your prescription medication needs.
• Travel Medical Insurance: For Arizona residents traveling abroad, we offer travel medical insurance plans that provide coverage for medical emergencies and other unforeseen events while you're away from home.
• Dental Insurance: Our dental insurance plans cover routine dental care, major dental work, and other dental-related services.

Arizona Health Insurance Plans

Michael Higgins Insurance offers various health insurance plans from top insurance providers in Arizona. Here are some of the plans and carriers we work with:

• Blue Cross Blue Shield of Arizona: We offer a wide range of individual, family, and group health insurance plans from Blue Cross Blue Shield of Arizona. These plans provide comprehensive coverage and can be customized to meet your specific needs.
• Aetna: Our Aetna health insurance plans include HSA Health Savings Accounts, individual and family plans, and small group plans.
• IHC: Our IHC short-term health insurance plans offer up to $2 million in coverage per year for up to three years of continuous coverage, providing budget-friendly health insurance options with various plan options and benefits.
• Pivot: Pivot short-term health insurance plans provide $1 million per year in coverage for up to three years of continuous coverage. These plans offer options with maximum benefits under $1 million, making them an attractive alternative for those seeking affordable health insurance coverage.

At Michael Higgins Insurance, our goal is to help you find the right health insurance plan that fits your needs and budget. With over 40 years of experience in the insurance industry, we have the expertise and resources to guide you through the insurance-buying process and ensure that you make an informed decision. Contact us today at 602.405.8769 for a personalized consultation and let us help you secure the best health insurance solution for you and your loved ones.