Business Details
48 Years
experience
Your Trusted Insurance Partner in Orange, CA
Term Insurance Agency has been serving clients since 1978, offering comprehensive insurance solutions tailored to individual and business needs. Our expertise spans life, health, disability, dental, annuities, long-term care, and Medicare insurance, with a focus on financial security for families and small businesses. We prioritize personalized service, conducting free portfolio reviews to identify cost-saving opportunities without obligating clients to purchase new policies.Our team collaborates with top-rated insurance companies, ensuring clients receive reliable coverage and expert guidance. With decades of experience, we emphasize transparency, ethical practices, and no hidden fees, providing 24/7 client support for urgent inquiries. Our commitment to excellence is reflected in our dedication to staying current with industry trends and regulatory changes, ensuring clients receive accurate, up-to-date advice.
Services
Life Insurance
Medicare Insurance
Flood Insurance
Final Expense Insurance
Long Term Care Insurance
Dental Insurance
Worldwide Travel Medical Insurance
Senior Life Insurance Settlement
ACA Repeal Information
Disability Insurance
Details
- Year established: 1978
Highlights and features
- We have over 40 years of experience in the insurance industry.
- Our team provides personalized insurance solutions tailored to your needs.
- We offer a wide range of insurance products from top-rated companies.
- Our services include free insurance portfolio reviews and money-saving advice.
- We are committed to transparency with no hidden fees.
Services
Life Insurance
Term Insurance Agency offers customizable life insurance policies, including term, whole, and universal life plans, designed to protect families and businesses. Our solutions ensure financial security for dependents, cover debts, and support long-term goals. With options for varying budgets and needs, we help clients secure coverage that adapts to life changes.
Medicare Insurance
We specialize in Medicare supplement, Advantage, and Part D prescription drug plans, helping seniors navigate coverage options. Our services include policy comparisons, enrollment assistance, and guidance on benefits to ensure comprehensive healthcare protection tailored to individual needs.
Flood Insurance
Term Insurance Agency provides flood insurance through the National Flood Insurance Program (NFIP) and private insurers, covering structural and personal property damage. We assist clients in assessing flood risks and securing policies to protect homes and assets in California.
Final Expense Insurance
Our final expense life insurance plans cover funeral costs, outstanding bills, and end-of-life expenses. These policies offer guaranteed issue options for individuals aged 50-80, ensuring financial relief for families without medical exams.
Long Term Care Insurance
We offer long-term care insurance to cover assisted living, nursing home care, and in-home services. Our California Partnership policies provide asset protection and inflation-adjusted benefits, ensuring clients receive quality care without depleting savings.
People
Robert M. Coleman
Owner
Robert M. Coleman, founder of Term Insurance Agency, has over 40 years of experience in the insurance industry. He specializes in life, health, and Medicare insurance, providing personalized solutions to individuals and businesses.
Questions
What types of insurance do you offer?
We offer life, Medicare, flood, final expense, long-term care, dental, and worldwide travel medical insurance.
Do you provide services outside California?
Our insurance services are primarily available to California residents, with select policies offered nationwide.
Can I apply for insurance online?
Yes, we offer online applications for life insurance, flood insurance, and Medicare plans through our partner platforms.
Are there discounts available for insurance policies?
Discounts vary by insurer; we help clients identify cost-saving opportunities during free portfolio reviews.
What is the California Partnership long-term care program?
This state-approved program offers asset protection and inflation-adjusted benefits for long-term care services in California.
