Business Details
28 Years
experience
Your Trusted Partner for Financial and Retirement Planning Solutions
Estate and Retirement Resources, Inc. is dedicated to excellence in financial planning and wealth management. We prioritize trust, respect, and dignity in all client interactions, offering comprehensive advice from a team of highly qualified professionals. Our fiduciary commitment ensures clients' needs come first, with personalized strategies tailored to individual financial goals. With over 90 years of combined experience, we leverage advanced tools and collaborate with estate attorneys and CPAs to deliver holistic plans. Our independence allows objective, unbiased advice without proprietary product constraints, focusing on long-term client relationships. 
Services
Retirement Income Strategies
Wealth Management
Estate Planning
Tax Optimization
401k Planning
Details
- Year established: 1998
Highlights and features
- We offer over 90 years of combined experience in financial planning.
- Our fiduciary commitment prioritizes clients' interests above all else.
- We provide comprehensive, customized strategies for retirement and estate planning.
- Our independence ensures objective, unbiased financial advice.
- We host educational events and collaborate with local professionals for holistic solutions.
Associations and certifications
- CFP Board
- SEC
- FINRA
- Better Business Bureau (BBB)
Services
Retirement Income Strategies
We design personalized retirement income strategies to ensure financial security during post-career years. Our approach considers individual goals, risk tolerance, and market conditions. Clients benefit from tax-efficient withdrawal plans and sustainable income streams tailored to their unique circumstances.
Wealth Management
Our wealth management services optimize financial resources through diversified investment strategies. We focus on long-term growth, risk management, and intergenerational wealth transfer. Clients receive ongoing portfolio adjustments aligned with evolving market dynamics and personal objectives.
Estate Planning
We create comprehensive estate plans to protect assets and facilitate smooth wealth transfer. Services include wills, trusts, and tax minimization strategies. Our collaborative approach ensures legal documents reflect clients' wishes while complying with current regulations.
Tax Optimization
Our tax optimization strategies reduce liabilities through legal deductions and credits. We coordinate with CPAs to implement retirement account conversions and timing strategies. Clients benefit from proactive tax-efficient investment positioning and compliance guidance.
401k Planning
We specialize in maximizing 401k plans through contribution strategies and withdrawal optimization. Services include rollover guidance and required minimum distribution planning. Clients receive education on investment options and tax implications specific to their employer-sponsored plans.
People
Michael Riley
President
Founder of Estate and Retirement Resources with CFP, CLU, and ChFC certifications. Holds Series 6, 7, and 66 registrations. Specializes in wealth management strategies for retirees.
Questions
What financial planning services do you offer?
We provide retirement income strategies, estate planning, tax optimization, and wealth management tailored for retirees and pre-retirees.
What makes your retirement planning process unique?
Our four-phase approach (Discovery, Strategy, Implementation, Monitoring) ensures personalized, adaptable plans with ongoing adjustments to meet changing needs.
Why choose a CFP professional?
CFP certification ensures rigorous ethical standards, comprehensive exams, and fiduciary responsibility to act in clients' best interests.
Do you offer local advisory services?
Yes, we specialize in Florida-based financial planning with community events and local professional collaborations for personalized service.
How can I access your educational resources?
Attend our seminars or request our free book 'Retirement Strategies for the New Economy' with a consultation appointment.
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