Business Details
45 Years
experience
Emergency
services
Trusted Bankruptcy Attorneys in Murray, Utah
Rulon T Burton & Associates have been leaders in law practice since 1981. Our team is dedicated to helping clients shoulder the burden of serious financial issues and legal matters. With over four decades of experience, we specialize in bankruptcy law, guiding Utah residents through Chapter 7 and Chapter 13 filings. Our attorneys, including Justin O. Burton and Scott T. Blotter, bring deep expertise and a commitment to compassionate support. We prioritize client needs, offering personalized strategies to protect assets, stop creditor harassment, and provide pathways to financial stability.Our paralegals, with over 43 combined years of experience, ensure meticulous preparation and filing. We operate from Salt Lake City, serving communities statewide, and emphasize transparency, ethical practices, and actionable legal solutions. Our focus on bankruptcy law allows us to stay current with evolving regulations, ensuring clients receive accurate, forward-thinking advice. We measure success by our clients' ability to regain control of their finances and rebuild their lives.
Services
Chapter 7 Bankruptcy
Chapter 13 Bankruptcy
Foreclosure Defense
Creditor Harassment Relief
Debt Discharge
Details
- Year established: 1981
Highlights and features
- We offer over 40 years of specialized bankruptcy experience.
- Our team provides compassionate support during financial crises.
- We protect assets and stop creditor harassment immediately.
- We specialize in Utah Chapter 7 and Chapter 13 filings.
- Free initial consultation to evaluate your unique situation.
What people say
Fantastic experience
Professional help
No BS
Highly recommend
Stress-free process
Services
Chapter 7 Bankruptcy
Chapter 7 eliminates unsecured debts like credit cards and medical bills through asset liquidation. Utah exemptions protect essential assets such as homes and vehicles. This process provides a fresh start by discharging eligible debts within months. Our attorneys ensure compliance with court requirements while maximizing asset protection.
Chapter 13 Bankruptcy
Chapter 13 restructures debts into a 3-5 year repayment plan. It stops foreclosure, protects non-exempt assets, and consolidates payments. This option suits individuals with steady income seeking to retain property while resolving debts. Our team negotiates with creditors to create manageable plans tailored to your budget.
Foreclosure Defense
We halt foreclosure proceedings using Chapter 13 to reinstate mortgages. Our strategies include negotiating loan modifications and leveraging bankruptcy exemptions. Immediate action preserves homeownership and stabilizes financial futures. Clients receive personalized plans to catch up on arrears while maintaining regular payments.
Creditor Harassment Relief
Bankruptcy triggers an automatic stay, stopping wage garnishments, lawsuits, and harassing calls. We enforce legal protections against unfair collection practices. Our approach combines immediate relief with long-term debt resolution, ensuring clients regain peace of mind and financial control.
Debt Discharge
We discharge eligible debts such as credit card balances, medical bills, and personal loans. Non-dischargeable obligations like child support are addressed separately. Our process ensures compliance with Utah bankruptcy laws, prioritizing maximum debt relief while safeguarding client rights throughout the court proceedings.
People
Justin O. Burton
Managing Attorney
Justin O. Burton specializes in bankruptcy law with a focus on Chapter 7 and 13 filings. He provides strategic legal solutions to protect client assets and resolve financial crises. His approach combines legal expertise with compassionate guidance.
Scott T. Blotter
Bankruptcy Law Attorney
Scott T. Blotter brings extensive experience in bankruptcy proceedings, including complex debt restructuring. He advocates for clients facing foreclosure and creditor harassment, ensuring compliance with Utah bankruptcy codes while prioritizing client well-being.
Jeannie Maddux Lukacs
Paralegal
Jeannie Maddux Lukacs has over 20 years of experience preparing bankruptcy filings. Her meticulous attention to detail ensures accurate documentation and compliance with court requirements, supporting clients through every stage of the bankruptcy process.
Charlotte Mortimer
Paralegal
Charlotte Mortimer specializes in bankruptcy case preparation with 23 years of experience. She provides client support by explaining procedural steps and ensuring timely submission of required financial documentation.
Questions
What is the difference between Chapter 7 and Chapter 13 bankruptcy?
Chapter 7 eliminates unsecured debt through asset liquidation, while Chapter 13 restructures debts into a repayment plan. Eligibility depends on income and financial circumstances.
How much does bankruptcy filing cost in Utah?
Chapter 7 costs $338 and Chapter 13 costs $313 in court fees. Attorney fees vary based on case complexity, with transparent pricing provided during consultation.
Will I lose my home or car in bankruptcy?
Utah exemptions protect essential assets like primary residences and vehicles in Chapter 7. Chapter 13 allows retention of non-exempt assets through repayment plans.
Can bankruptcy stop foreclosure?
Yes, Chapter 13 immediately halts foreclosure, allowing you to reinstate your mortgage over 3-5 years while maintaining regular payments.
How does bankruptcy affect credit scores?
While bankruptcy remains on credit reports for up to 10 years, many clients see improved scores within a year by rebuilding responsibly after debt discharge.
