Business Details
50+ Years
experience
Emergency
services
Your Trusted Insurance Partner Since 1919
Burns Agency has provided quality insurance services since 1919, offering personalized solutions for individuals and businesses. Our dedicated team combines multigenerational expertise with modern insurance practices to deliver comprehensive coverage tailored to clients' needs. We prioritize client relationships, maintaining a commitment to transparency, exceptional service, and community involvement.With over a century of experience, we ensure clients receive reliable protection for their assets, families, and businesses. Our acquisition by Gilroy Kernan & Gilroy, Inc. in 2023 represents an exciting evolution while preserving our legacy of trust and service excellence.
Services
Contractor Insurance
Equipment Breakdown
Flood Insurance
Pet Health Insurance
Wedding Insurance
Details
- Year established: 1919
Highlights and features
- 100+ years providing quality insurance services
- Specialized coverage options for unique needs
- Dedicated team of knowledgeable insurance professionals
- Personalized approach to risk management solutions
- Locally owned with deep community connections
What people say
Prompt claim resolution
Knowledgeable professionals
Exceptional customer support
Personalized service approach
Compassionate assistance
Services
Contractor Insurance
Burns Agency specializes in customized insurance solutions for contractors, offering coverage options that protect against equipment damage, liability claims, and worksite accidents. Our policies can include specialized protections for tools, employee equipment, and unique job site risks. With options for both basic and comprehensive coverage, we help contractors manage risks associated with their specific trade while maintaining cost-effective premiums.
Equipment Breakdown
Our equipment breakdown coverage protects homeowners against unexpected mechanical and electrical failures of essential systems like HVAC units, water pumps, and major appliances. Available through multiple providers with customizable limits and deductibles, this coverage helps cover repair or replacement costs that standard homeowners policies typically exclude. We provide detailed guidance on maintaining coverage eligibility and maximizing protection for valuable home systems.
Flood Insurance
We offer flood insurance solutions that protect residential and commercial properties against flood-related damages not covered by standard policies. Our team provides expert guidance on risk mitigation strategies that can significantly reduce premiums, including elevation techniques and structural modifications. With options available through both the National Flood Insurance Program and private carriers, we help clients secure appropriate coverage based on their specific flood risk zones and property characteristics.
Pet Health Insurance
Our pet health insurance partnerships provide comprehensive coverage for veterinary care including accidents, illnesses, and optional preventive care. Available through Safeco's Hartville program, policies offer flexible annual limits, deductibles, and reimbursement percentages while allowing unrestricted choice of veterinary providers. We assist clients in understanding coverage options and maximizing benefits for their pets' ongoing health needs.
Wedding Insurance
Wedding insurance policies protect against unexpected disruptions including vendor failures, weather-related cancellations, and property damage. Our customizable coverage options help couples safeguard their investment against financial losses from rings, gifts, or essential vendor services. We work closely with clients to create tailored policies that address specific risks associated with their venue and vendor arrangements while providing peace of mind throughout their event planning process.
Questions
What should I do immediately after an auto accident?
First ensure safety, exchange information with other parties, document the scene, and contact your insurance company directly through our office at (315) 853-5052.
How do I file a property insurance claim?
Contact our office promptly, document damages with photos, prevent further damage through temporary repairs, and maintain records of all expenses related to the claim.
Does standard homeowners insurance cover flood damage?
No, flood damage requires separate flood insurance coverage which we can help you obtain through appropriate carriers.
Can I get insurance for my antique or collector car?
Yes, we offer specialized collector car insurance through multiple specialty carriers including Hagerty and Chubb with tailored coverage options.
What payment options are available for insurance premiums?
We accept check and credit card payments for all insurance policies and offer flexible payment arrangements when needed.
