Chivaho Federal Credit Union

Chivaho Federal Credit Union is dedicated to serving the financial needs of the Chillicothe community and beyond. We are a member-owned financial cooperative, proud to offer competitive rates and personalized service that truly puts our members first. Established at the Veterans Affairs Medical Center in Chillicothe, our mission is to empower our members by providing access to a wide range of financial products and services tailored to their individual needs.

Our Values

At Chivaho FCU, we are guided by core values that shape our interactions with members, employees, and the community. These values include integrity, accountability, innovation, and a commitment to exceptional member service. We believe in building lasting relationships with our members based on trust and understanding, working alongside them to achieve their financial goals.

Meeting Your Financial Needs

From everyday banking to sophisticated financial solutions, Chivaho FCU is committed to providing the tools and expertise you need to manage your money effectively. Our comprehensive suite of services includes a variety of checking and savings accounts to fit your lifestyle, competitive loan options for auto, home, and personal needs, and convenient online and mobile banking platforms for easy account management.

Accessible Banking

We understand the importance of making banking accessible to everyone. That's why we offer a range of convenient services, including 24/7 audio teller access, readily accessible ATM/Debit Cards, and a user-friendly mobile banking app. Whether you prefer to bank in person, online, or on the go, Chivaho FCU is here to provide a seamless and personalized banking experience.

Mortgage Expertise

Navigating the world of homeownership can be complex, but our team of mortgage professionals is dedicated to guiding you through every step of the process. We offer a variety of loan programs, including Conventional, FHA, and VA loans, with competitive fixed interest rates and industry-leading closing costs. Let us help you find the perfect mortgage solution to make your dream of homeownership a reality.

Financial Education

Chivaho FCU is committed to empowering our members with the knowledge and tools to make informed financial decisions. Through our MoneyEd program, we offer a variety of educational resources and courses designed to help you develop essential financial literacy skills. From budgeting and saving to debt management and investing, MoneyEd provides valuable insights to help you navigate the complexities of personal finance.

We're Here For You

At Chivaho FCU, your financial well-being is our top priority. We are dedicated to providing exceptional member service, personalized guidance, and a commitment to meeting your evolving financial needs.