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Our Vision: Simplifying Mortgage Lending
At Novus Home Mortgage, "new" is more than just a word - it's our guiding principle. We revolutionize the mortgage process by leveraging innovative technology & experienced professionals to deliver an exceptional customer experience.
Who We Are
Novus Home Mortgage is a division of Ixonia Bank, offering a comprehensive portfolio of mortgage solutions across various loan options. Our team comprises seasoned mortgage experts with a deep understanding of the industry and a passion for empowering clients to achieve homeownership.
Our Approach
We take a unique and customer-centric approach to mortgage lending. By leveraging advanced technology and operational efficiency, we streamline the process, banish unnecessary paperwork, and eliminate unnecessary stress from the experience.
Our Services
We offer a wide range of mortgage solutions to meet your individual needs and goals, including:
- First-Time Homebuyer Programs: Tailored programs and guidance to help you achieve homeownership.
- Conventional Mortgages: Competitive rates and terms for reliable financing.
- FHA Loans: Low down payments and flexible credit qualifications.
- VA Loans: Competitive rates and benefits for eligible veterans and active-duty service members.
- USDA Loans: Zero down payment and competitive rates for eligible rural areas.
Our Values
Our core values underpin everything we do:
- Integrity: We uphold the highest ethical standards and transparency in all our dealings.
- Empowerment: We guide and support our clients throughout the process, giving them clear information and control.
- Innovation: We constantly seek new and better ways to improve our processes and technology.
- Accessibility: We prioritize transparency and clarity, ensuring easy communication and navigation through the mortgage journey.
Partnering with Novus Home Mortgage means
- Access to supportive and experienced loan officers.
- Cutting-edge digital platform for seamless online application, document upload, and e-signing.
- Clear and concise communication throughout the entire process.
- Competitive rates and tailored loan options to meet your unique needs.

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