Business Details
Your Trusted Community Credit Union in Franklin, PA
Galaxy Federal Credit Union has been serving the financial needs of our community with integrity and dedication. As a member-owned institution, we prioritize personalized service and community engagement, ensuring our members have a voice in our operations. Our deposits are insured up to $250,000 by the National Credit Union Association, and all our employees are bonded for your security. With over $60 million in assets and 5,000 members, we offer a wide range of financial products including low-rate loans, certificate of deposit accounts, and comprehensive digital banking solutions. Our Supervisory Committee conducts regular audits to maintain transparency and accountability.Membership is open to anyone living, working, or volunteering in Venango County and their immediate family. We provide innovative tools like our mobile banking app, which aggregates all financial accounts into one secure view, making money management effortless. Our commitment to affordability includes flexible loan terms, optional disability and life insurance, and Guaranteed Asset Protection. By combining local expertise with modern financial technology, we empower our members to achieve their financial goals. Whether you're refinancing a loan or planning a home improvement project, Galaxy Federal Credit Union is your trusted partner in financial wellness.
Services
Car Loans
Home Improvement Loans
Certificate of Deposits
Loan Protection
Digital Banking
Insurance Verification
Bill Pay Service
Mobile Banking App
Highlights and features
- We offer insured deposits up to $250,000 for member security.
- Our Supervisory Committee ensures transparent, audited operations.
- Low-rate loans with flexible terms and optional insurance coverage.
- Mobile banking app aggregates all financial accounts into one view.
- Community-focused membership eligibility and personalized service.
Associations and certifications
- National Credit Union Association (NCUA)
Services
Car Loans
Galaxy Federal Credit Union provides competitive car loans with low interest rates and flexible terms. Our members can refinance existing loans or finance new purchases, with optional GAP and MRC coverage. We simplify the application process to help you save money and drive confidently.
Home Improvement Loans
Fund your home upgrades with Galaxy's home improvement loans. We offer affordable rates and tailored repayment plans to transform your living space. The application process is streamlined for quick approval, ensuring your project starts on time without financial stress.
Certificate of Deposits
Secure your savings with Galaxy's Certificate of Deposit accounts. Enjoy guaranteed returns and insured deposits up to $250,000. Our competitive rates and flexible terms help you grow your money safely while maintaining liquidity options for your financial goals.
Digital Banking
Manage your finances 24/7 with Galaxy's digital banking platform. Access account balances, transfer funds, pay bills, and monitor transactions securely. Our mobile app integrates all financial accounts into one view, offering tools for budgeting, receipt tracking, and location-based branch/ATM access.
Loan Protection
Protect your investments with Galaxy's loan protection plans. We offer disability, life, and involuntary unemployment insurance, along with Guaranteed Asset Protection (GAP) and Mechanical Repair Coverage (MRC). These options provide financial security against unexpected events, ensuring peace of mind for our members.
Questions
How do I apply for a loan with Galaxy Federal Credit Union?
Apply online through our Virtual Branch portal or visit our Franklin, PA office. Provide necessary documentation like proof of income and loan details for quick approval.
Who is eligible for membership?
Anyone living, working, or volunteering in Venango County, PA, and their immediate family members can join Galaxy Federal Credit Union.
What features does the mobile banking app offer?
Our app aggregates all financial accounts, tracks spending with tags/notes, enables mobile check deposits, and locates nearby ATMs/branches for convenient banking.
Are my deposits insured?
Yes, deposits are insured up to $250,000 by the National Credit Union Association (NCUA), with all employees bonded for added security.
Can I refinance an existing loan?
Yes, bring your current loan documents to Galaxy for review. We offer competitive rates and terms to help you save money on refinancing.
