Business Details
Emergency
services
Your Trusted Credit Union for Loans and Savings in Russellville, AR
Established to serve the financial needs of our community, Priority Federal Credit Union provides a comprehensive range of banking solutions tailored to meet the unique requirements of our members. Our institution operates with a steadfast commitment to delivering personalized service, competitive rates, and innovative financial products designed to empower individuals and families. With a focus on building lasting relationships, we offer specialized expertise in mortgage lending, including FHA, VA, and USDA loan programs, alongside a variety of savings and checking account options.Our team implements advanced security measures to protect member assets, including affordable GAP+ Insurance policies and secure online banking platforms. As a member-owned cooperative, we prioritize transparency in all transactions and maintain strict adherence to regulatory standards while fostering financial literacy and community development. Our extended warranty programs and safe deposit box services further demonstrate our dedication to providing holistic financial solutions that address both immediate and long-term needs.
Services
Savings Accounts
Auto Loans
Mortgage Lending
Online Bill Pay
Safe Deposit Boxes
Credit Reports
Personal Loans
ATM Services
Debit Cards
GAP Insurance
Highlights and features
- We provide 24/7 debit card fraud protection through Shazam emergency services
- Our mortgage lending includes zero-down FHA/VA/USDA loan options
- We offer free annual credit reports and personalized financial counseling
- Our safe deposit boxes provide secure storage for valuables at competitive rates
- We guarantee competitive extended warranty pricing for vehicle purchases
Associations and certifications
- NCUA
Services
Mortgage Lending
We specialize in residential mortgage solutions including conventional, FHA, VA, and USDA loan programs. Our expert loan officers help members achieve homeownership with competitive rates and flexible terms. We offer cash-out refinancing options to help homeowners access equity for debt consolidation or home improvements.
Vehicle Loans
Our auto loan program provides financing for both new and used vehicles with rates starting at 4.25% APR. We offer extended warranty options and GAP+ Insurance policies to protect your investment. Loan terms are customized to fit individual financial situations.
Savings Accounts
We offer multiple savings options including Christmas Club accounts, Share Certificates, and regular savings plans. Our competitive interest rates help members grow their money securely while maintaining liquidity. Special promotions provide additional earning potential.
Online Banking
Our Online Teller platform enables 24/7 account management including bill payment, fund transfers, and account monitoring. The mobile app provides convenient access to financial tools and real-time transaction alerts. Security features protect against fraud and unauthorized access.
Safe Deposit Boxes
We offer secure storage options in various sizes to protect important documents and valuables. Boxes range from 3x10 to 10x10 dimensions with annual rental rates starting at $20. Contents are not insured, so we recommend proper documentation and valuation.
Questions
What mortgage loan options do you offer?
We offer conventional, FHA, VA, and USDA loans with competitive rates. Our zero-down options include cash-out refinancing programs for home equity access.
How can I report a lost debit card?
Contact Shazam at 1-800-383-8000 immediately outside regular business hours. During office hours, call us directly at 479-890-6203.
Do you offer vehicle extended warranties?
Yes, we provide extended warranty options for vehicles with rates that consistently beat dealership prices, even for vehicles not financed through us.
What are your safe deposit box rates?
Boxes range from $20/year for 3x10 to $40/year for 10x10 sizes. First-year charges are prorated based on rental start date.
How can I access free credit reports?
All members can obtain free annual credit reports through our financial counseling services. Visit our Russellville branch for assistance.
What loan rates are currently available?
Vehicle loans start at 4.25% APR. Holiday loans offer $1,200 at 12% APR for 12 months. Contact us for current mortgage rate details.