Fjm

At FJM, we've been dedicated to helping businesses like yours recover from delinquent accounts for over 30 years. Our agency is built on a reputation of integrity and effectiveness, with a proven track record of closing accounts to your satisfaction while maintaining your repeat business. We understand the importance of managing accounts receivable efficiently, which is why we offer a range of services designed to meet the unique needs of each client.

Our Services

Our comprehensive services include debt collection for a diverse range of industries, from apartments and attorneys to banks and healthcare providers. We utilize extensive skip tracing and have an expert legal department to ensure that all aspects of account management are handled professionally. Our computerized operation with tape-to-tape capability keeps you updated on the status of your accounts in real-time. We also offer competitive rates and an excellent training program for collectors, ensuring that every interaction with your clients is of the highest standard.

Recovery Rates

National credit recovery norms vary based on agency size, with rates ranging from 17% for large agencies to 26% for small agencies. At FJM, we believe in transparency and only charge a fee if we successfully collect on your account. This means you don't pay anything until we've secured payment on your delinquent accounts. Additionally, we cover all court costs upfront, ensuring that you're not burdened with any additional expenses.

Account Procedures

Our account-handling procedure is designed to try to obtain payment in full, make payment arrangements, or search for assets and file small claims court to obtain judgment. We ensure that all interactions are professional and compliant with fair debt-collection practices. You'll receive monthly status reports and have access to verbal reports on request. No settlement is accepted without your authorization, and no legal action is taken without your written consent.

Contact Us

If you're looking to start recovering from delinquent accounts, contact FJM today. Our dedicated agents are ready to help you slash your losses. Click here to place a new account, or reach out to us directly at 300 North Dakota Ave, Suite 108, Sioux Falls, SD 57104, phone: (605) 332-5121, fax: (605) 335-0419, email: josh@fjmcollections.com. Let us help you get back to business as usual.