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Business Details
24 Years
experience
Your Trusted Accounting Partner in Findlay, OH
Since 2002, Coward, Pinski & Associates has delivered quality tax, accounting, and payroll services to individuals and businesses in Findlay, Ohio, and beyond. Founded by Gregory E. Coward, CPA, and John W. Pinski, Jr., CPA, our firm combines decades of experience with a client-focused approach to financial solutions. Our team of certified public accountants, accountants, bookkeepers, and payroll specialists is dedicated to providing accurate, timely services tailored to each clients unique needs.

We invest in cutting-edge technology and ongoing staff training to ensure efficiency and compliance in an evolving financial landscape. Located in downtown Findlay, we prioritize community involvement and professional integrity while helping clients secure their financial futures through personalized guidance and expertise.
Services
Tax Preparation Business Accounting Payroll Services Bookkeeping Financial Statements Management Consulting
Details
  • Year established: 2002
Highlights and features
  • We offer over 20 years of combined experience in tax and accounting services.
  • Our team includes certified public accountants and specialists in payroll management.
  • We invest in advanced technology for accurate, efficient client service.
  • Our staff participates in ongoing professional training to maintain technical excellence.
  • We prioritize personalized service tailored to individual and business financial needs.
Services
Tax Preparation
We prepare individual and business tax returns while ensuring compliance with federal, state, and local regulations. Our team identifies eligible deductions to maximize refunds and minimize liabilities. Clients receive strategic planning advice to optimize future tax outcomes.
Business Accounting
Our services include payroll management, bookkeeping, financial statements, and tax filings for businesses. We help companies maintain accurate records, protect assets, and make informed financial decisions through comprehensive accounting support tailored to operational needs.
Payroll Services
We handle payroll administration, tax withholding calculations, and regulatory compliance for businesses. Our solutions ensure accurate employee payments and adherence to complex payroll laws, reducing administrative burdens while maintaining compliance with federal and state requirements.
People
Gregory E. Coward
Managing Partner
Certified Public Accountant since 1986 with experience at Ernst & Young and local firms. Co-founded Coward, Pinski & Associates in 2002 after leading Moses & Coward CPAs' growth. Active in community organizations including Rotary International and the Humane Society.
John W. Pinski, Jr.
Partner
CPA with 35 years in public accounting and corporate finance. Served as CFO for a manufacturing company before co-founding the firm. Holds leadership roles in civic organizations like the Black Swamp Boy Scout Council and Northwest Ohio Management Accountants.
Carmen J. Karhoff
Senior Accountant
CPA with a 1990 BSBA from Ohio State University. Specializes in tax and accounting services for individuals and businesses. Brings over 30 years of experience in public accounting to deliver accurate, client-focused financial solutions.
Patrick G. Coward
Senior Accountant
CPA with a 2014 BSBA from Ohio University. Focuses on tax compliance and financial reporting for businesses. Combines technical expertise with personalized service to help clients achieve long-term financial stability.
Questions
What is the difference between CPAs and accountants?
CPAs must pass rigorous exams and meet licensing requirements, while general accountants may have degrees or experience but lack formal certification.
Should married couples file taxes jointly or separately?
Most couples file jointly for simplicity and tax benefits, though separate filing may be better in specific income disparity scenarios.
Can I claim my college student as a dependent?
Yes, if they're under 24, enrolled full-time, and you provide over half their financial support.
What are estimated tax payments?
Quarterly payments for self-employed individuals or those without employer tax withholding to cover income and self-employment taxes.
What are the key tax deadlines?
The standard deadline is April 15, with extensions available until October 15. Specific dates may vary slightly due to holidays.