Business Details
29 Years
experience
Trusted Halal Investment Solutions in Falls Church, VA
Azzad Asset Management is a faith-based registered investment advisor dedicated to helping clients grow and preserve wealth through halal investing and comprehensive financial planning. Established in 1997, we serve individuals, families, and institutions seeking to align their financial lives with their values. Our team of experienced professionals specializes in Shariah-compliant investment strategies, offering Separately Managed Accounts, mutual funds, and tailored financial planning services. We prioritize fiduciary responsibility, transparency, and ethical governance, guided by rigorous Islamic finance principles. Our multi-manager approach ensures diversified portfolios across asset classes, with decades of combined expertise in halal investment management.We empower clients through financial literacy, charitable planning, and innovative solutions like our proprietary purification and zakah calculation tools. Recognized for our commitment to shareholder advocacy, we actively promote corporate ethics and social responsibility. With a focus on long-term relationships, we provide personalized guidance for retirement, tax planning, estate strategies, and multi-generational wealth preservation. Our mission is to deliver ethical, Shariah-compliant solutions that honor both financial goals and faith-based values.
Services
Halal Investing
Separately Managed Accounts
Financial Planning
Mutual Funds
Shariah Governance
Zakah Calculations
Wealth Management
Retirement Planning
Tax Strategies
Estate Planning
Details
- Year established: 1997
Highlights and features
- We are fiduciaries committed to putting clients' interests first.
- Our Shariah governance includes an active advisory board and third-party audits.
- Multi-manager approach ensures diversified, expertly managed portfolios.
- Proprietary tools for zakah and purification calculations streamline compliance.
- Decades of experience in halal investing and comprehensive financial planning.
Associations and certifications
- Accounting and Auditing Organization for Islamic Financial Institutions (AAOIFI)
- Islamic Finance Advisory and Assurance Services
Services
Halal Investing
Our halal investment strategies rigorously screen out interest-based, alcohol, gambling, and weapons-related investments. We apply AAOIFI guidelines to ensure portfolios align with Islamic principles, focusing on ethical growth and wealth preservation. Clients benefit from diversified, values-driven portfolios managed by experienced institutional teams.
Separately Managed Accounts
Separately Managed Accounts offer personalized halal investment solutions across asset classes like small-cap growth, international dividends, and REITs. Each account is tailored to individual goals, with transparent reporting and active risk management. Our multi-manager approach ensures expertise in every portfolio segment.
Financial Planning
Comprehensive financial planning integrates retirement, tax, and estate strategies with Shariah principles. We address unique client needs, from multi-generational wealth transfer to charitable giving, ensuring alignment with both financial objectives and faith-based values through personalized roadmaps.
Mutual Funds
Our mutual funds, including the Azzad Wise Capital Fund and Azzad Ethical Fund, provide halal fixed-income and mid-cap equity options. These funds combine competitive performance with strict adherence to Islamic finance rules, offering accessible, diversified investment opportunities for long-term growth.
Zakah Calculations
We automate zakah calculations for investment accounts, ensuring compliance with Islamic obligations. Our software assesses surplus wealth annually, guiding clients on minimum donations to charities of their choice while maintaining transparency and ease of use.
People
Ihab Salib
Portfolio Manager
Ihab Salib specializes in halal fixed-income strategies, leveraging decades of experience in Islamic finance to manage the Azzad Wise Capital Fund's debt allocations.
Jamal Elbarmil
Portfolio Manager
Jamal Elbarmil oversees equity allocations for the Azzad Wise Capital Fund, applying rigorous Shariah screens to ensure compliance while optimizing returns for clients.
Professor Mohamad Mustafa Al Zuhili
Shariah Advisory Board
A renowned Islamic jurist, Professor Al Zuhili provides critical guidance on Shariah compliance, ensuring investment strategies align with Islamic law and ethical standards.
Questions
How do you ensure investments are Shariah-compliant?
We apply rigorous screens based on AAOIFI standards, excluding interest, alcohol, gambling, and weapons. Our Shariah advisory board and third-party audits ensure ongoing compliance.
What services do you offer for Muslim physicians?
We provide tailored financial planning for physicians, including cash flow management, insurance strategies, and retirement planning aligned with Islamic principles.
How do you handle zakah calculations?
We use proprietary software to calculate zakah on investment accounts, ensuring accurate disbursement to charities of clients' choice annually before Ramadan.
What sets your mutual funds apart?
Our funds, like the Azzad Wise Capital Fund, are the first halal fixed-income options in the U.S., offering riba-free returns through sukuk and trade finance.
Do you offer international investment options?
Yes, our portfolios include international dividend and REIT strategies managed by institutional money managers with expertise in global markets.
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