Business Details
50+ Years
experience
Your Trusted Independent Insurance Agency Since 1950
Ames Insurance has been an independent insurance agency since 1950, dedicated to helping clients secure competitive rates across multiple providers. Our independence allows us to offer policy options from various companies and transition existing customers to better-suited providers as market conditions evolve. Unlike captive agencies, we prioritize flexibility to ensure clients receive optimal coverage.With decades of experience, we specialize in auto, home, life, and commercial insurance, tailoring solutions to meet individual and business needs. Our team focuses on personalized service, guiding clients through the process of obtaining quotes and adjusting policies. We emphasize transparency, empowering clients to make informed decisions about their insurance investments.
Services
Auto Insurance
Home Insurance
Life Insurance
Business Insurance
Motorcycle Insurance
Boat Insurance
ATV Insurance
Snowmobile Insurance
Travel Trailer Insurance
Jet Ski Insurance
Details
- Year established: 1950
Highlights and features
- We offer quotes from multiple insurance providers.
- Our independence allows us to move customers when needed.
- We provide personalized insurance solutions.
- We've served since 1950 with industry expertise.
- We help you find the best rates available.
Services
Auto Insurance
Auto insurance policies cover vehicles including cars, motorcycles, and ATVs. We offer liability, collision, and comprehensive options tailored to driver profiles and vehicle usage. Our team helps clients compare rates and select coverage that balances protection and affordability, ensuring compliance with state requirements and individual needs.
Home Insurance
Home insurance safeguards residential properties against risks like fire, theft, and natural disasters. Policies include dwelling coverage, personal property protection, and liability for accidents on the property. We assist homeowners and renters in securing policies that match their property value and lifestyle requirements.
Life Insurance
Life insurance provides financial security through term or permanent policies. Term coverage offers affordable protection for a set period, while permanent policies build cash value over time. We guide clients in selecting coverage amounts and types to support dependents and long-term financial goals.
Business Insurance
Business insurance protects companies from risks like property damage, liability claims, and operational disruptions. Policies are customized for industry-specific needs, including general liability, property, and workers' compensation. We help businesses assess risks and secure comprehensive protection to ensure continuity.
Boat Insurance
Boat insurance covers watercraft against accidents, theft, and weather damage. Policies include liability for injuries to others and coverage for trailers and equipment. We provide tailored marine insurance to protect recreational and commercial vessels, ensuring compliance with water safety regulations.
Questions
What makes Ames Insurance different from other agencies?
As an independent agency, we offer policies from multiple providers, allowing us to find the best rates and adapt to changing client needs.
What types of insurance do you offer?
We provide auto, home, life, business, and recreational vehicle insurance, including coverage for boats, motorcycles, and ATVs.
How can I get a quote?
Complete our online questionnaire with vehicle, property, or life insurance details, and we'll provide a free, personalized quote.
Do you help with policy adjustments over time?
Yes, our independence allows us to transition clients to better-suited policies as their needs or market conditions change.
Are you available for local clients?
We serve clients in the Buffalo, NY area and tailor policies to meet regional insurance requirements and risks.