Business Details
50+ Years
experience
Your Community Financial Partner in Rome, GA
Coosa Valley Credit Union has been dedicated to improving the financial well-being of our community since 1954. Founded by nine General Electric employees with a $45 cigar box deposit, we've grown into a multimillion-dollar organization while maintaining our core value of 'neighbors helping neighbors.' As a not-for-profit credit union, we prioritize member needs over shareholder profits, offering competitive rates, personalized service, and community-focused initiatives.Our experienced team combines modern technology with traditional values to deliver checking accounts, savings solutions, auto loans, mortgages, and business banking services. With 13-county coverage across Northwest Georgia, we serve over 50,000 members through 10 branch locations and digital banking platforms. Our commitment to financial education, community support, and member satisfaction has earned us recognition as a trusted local financial partner.
Services
Checking Accounts
Savings Accounts
Auto Loans
Personal Loans
Mortgages
Business Loans
Credit Cards
Mobile Banking
ATM Services
Financial Education
Details
- Year established: 1954
Highlights and features
- We treat you like family with hometown decision-making
- Not-for-profit structure returns benefits to members
- Over 70 years serving Coosa Valley communities
- Combines modern technology with personalized service
- Offers financial education and community support programs
Services
Auto Loans
Our auto loans provide competitive rates for new and used vehicle purchases with flexible terms. We offer financing options for both members and non-members with approved credit. Our local loan officers help you find the right solution for your transportation needs.
Checking Accounts
We offer multiple checking account options including benefits checking with valuable perks and dividend-earning options. Our accounts feature surcharge-free ATMs, mobile banking, and personalized financial tools to help manage daily expenses.
Personal Loans
Our personal loans provide flexible funding for debt consolidation, home improvements, or unexpected expenses. With quick approval processes and competitive rates, we help members achieve their financial goals without requiring collateral.
Mobile Banking
Our mobile app enables account management, check deposits, and bill payments from anywhere. Features include real-time alerts, mobile check deposit, and secure messaging for convenient 24/7 access to financial services.
Financial Education
We provide free financial literacy resources covering budgeting, credit management, and investment basics. Our educational materials and counseling services help members make informed financial decisions at every life stage.
People
Andy F. Harris
President/CEO
Andy F. Harris leads Coosa Valley Credit Union with over 30 years of financial services experience. He prioritizes community impact and member satisfaction while maintaining the credit union's founding principles of trust and local decision-making.
Guy Chambless
Chief Financial Officer
Guy Chambless manages financial operations with expertise in credit union finance and regulatory compliance. He ensures fiscal stability while supporting strategic growth initiatives that benefit member-owners.
Questions
What are the credit union's operating hours?
We're open Monday-Thursday 8:30 AM - 5:00 PM, Friday 8:30 AM - 6:00 PM at most locations. We're closed Sundays.
How do I apply for a loan?
Apply online, at any branch location, or through our mobile app. Our loan officers will help you complete the process with required documentation.
What membership requirements exist?
Anyone living or working in our 13-county service area can join by opening an account with a $5 minimum deposit.
Do you offer mobile banking?
Yes, our mobile app provides check deposit, bill payment, account management, and real-time alerts for convenient banking on any device.
What loan payment assistance options exist?
We offer payment extensions, due date changes, and hardship programs. Contact our loan department to discuss your specific situation.
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