Business Details
Your Trusted Montana Credit Union for Checking, Savings & Loans
Established to serve the financial needs of Montana residents, Daniels-Sheridan Federal Credit Union provides a comprehensive range of banking solutions tailored to individuals and families. Our services include checking and savings accounts, personal and real estate loans, and specialized programs like the People Helping People Fund, designed to support community-driven financial goals. With a commitment to accessibility, we offer mobile banking tools for 24/7 account management and free online banking with Bill Pay. Federally insured by the NCUA, our institution guarantees savings up to $250,000, adhering to strict regulatory standards for security and transparency. We operate across Daniels, Garfield, McCone, Phillips, Roosevelt, Sheridan, and Valley Counties, prioritizing personalized service and financial education to empower our members.Our team of professionals brings decades of local expertise, ensuring members receive guidance aligned with their unique needs. By combining competitive deposit and loan rates with flexible terms for auto, RV, and boat financing, we strive to make financial success attainable for every household. Equal housing lending practices and compliance with the Fair Housing Law underscore our dedication to inclusivity. As a member-owned cooperative, we reinvest earnings to enhance services and deliver value-driven solutions that foster long-term financial stability.
Services
Checking Accounts
Savings Accounts
Personal Loans
Auto Loans
Mortgage Loans
RV Loans
Boat Loans
Credit Cards
Online Banking
Mobile Banking
Highlights and features
- We offer federally insured accounts up to $250,000 through NCUA.
- Our mobile banking app provides 24/7 account access and management tools.
- We specialize in low-rate auto, RV, and boat loans with flexible terms.
- Our free checking accounts include Visa debit cards and online Bill Pay.
- We serve seven Montana counties with locally tailored financial solutions.
Associations and certifications
- National Credit Union Administration (NCUA)
Services
Checking Accounts
Our checking accounts provide no monthly fees and benefit-rich features including free online banking, Bill Pay, and Visa debit cards. Designed for everyday financial management, these accounts cater to individuals seeking flexibility and accessibility. Members enjoy competitive interest rates and personalized service tailored to Montana lifestyles.
Auto Loans
We offer low-interest auto loans with flexible repayment terms for new and used vehicles. Our financing options include competitive rates for qualified borrowers and streamlined application processes. Whether purchasing a car, truck, or motorcycle, our team helps members secure affordable financing solutions aligned with their budgetary needs.
Mobile Banking
Our mobile banking app enables 24/7 account access, including balance checks, transfers, and bill payments. Features include mobile check deposit, transaction alerts, and secure messaging. Designed for convenience, this service ensures members can manage finances anytime, anywhere, using iOS or Android devices.
Personal Loans
Personal loans provide funds for debt consolidation, home improvements, or unexpected expenses. We offer fixed interest rates, predictable monthly payments, and terms up to 60 months. Applications are processed quickly, with approvals based on creditworthiness and financial history to ensure responsible lending.
Savings Accounts
Our savings accounts feature tiered interest rates and no monthly maintenance fees. Designed for short- and long-term financial goals, these accounts include options like money market shares and IRAs. Members benefit from FDIC-insured deposits and tools to track progress toward savings targets.
Questions
How do I become a member of Daniels-Sheridan Federal Credit Union?
Membership requires living or working in Daniels, Garfield, McCone, Phillips, Roosevelt, Sheridan, or Valley Counties, Montana. Visit our website to complete an application and provide required identification documents.
What loan types are available through your credit union?
We offer personal loans, auto loans, RV loans, boat loans, mortgage loans, and credit cards. Each product features competitive rates and terms tailored to borrowers' financial situations.
Is my money insured at Daniels-Sheridan Federal Credit Union?
Yes, all deposits are federally insured up to $250,000 by the National Credit Union Administration (NCUA), a U.S. government agency protecting member savings.
Can I access my accounts outside of business hours?
Our mobile banking app provides 24/7 access to account balances, transfers, and bill payments. Online banking is available anytime at your convenience through our secure portal.
What benefits do your checking accounts offer?
Our free checking accounts include Visa debit cards, mobile banking, and Bill Pay services. No monthly fees apply, and members receive competitive interest rates on qualifying balances.